ECB access for asset finance companies allowed under automatic route with lender, hedging and limit conditions. NBFCs classified as Asset Finance Companies may avail ECBs under the automatic route to finance import of infrastructure equipment for leasing to infrastructure projects, subject to minimum five year average maturity, full hedging of currency risk, and foreign currency bonds only from FATF compliant host jurisdictions; automatic route ECBs (including outstanding ECBs) are limited to 75 percent of owned funds with a per year ceiling, while borrowings beyond that require Reserve Bank approval.