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of <h1>New Circular: Guidelines on International Card Use for Indians Abroad under Foreign Exchange Management Rules.</h1> The circular addresses the use of international debit, store value, charge, and smart cards by resident Indians traveling abroad. It highlights that these cards are for permissible current account transactions within set limits under the Foreign Exchange Management Rules. Issuers must refund unutilized foreign exchange balances immediately upon request, retaining only amounts for unsettled transactions, a small balance for pipeline transactions, and transaction fees in rupees. All other instructions from the previous circular remain unchanged. The circular is issued under specific sections of the Foreign Exchange Management Act, 1999.
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