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of <h1>PPF Subscribers Can Apply for Loan After One Year, Max 25% of Credit, Before Five Years Pass</h1> Subscribers to the Public Provident Fund Scheme, 1968, can apply for a loan after one year from the end of the year of their initial subscription but before five years have passed. The loan amount cannot exceed 25% of the subscriber's credit at the end of the second year preceding the loan application. The application must be submitted in Form D with the subscriber's passbook. If the subscriber is a guardian applying on behalf of a minor, a certificate confirming the minor's status is required. A new loan cannot be obtained until any previous loan and interest are fully repaid.
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