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of <h1>Interest on Public Provident Fund is calculated monthly and credited annually; fractional rupees are rounded per government rules.</h1> Interest on Public Provident Fund accounts is determined by the rate notified by the Central Government and is calculated monthly based on the lowest balance between the fifth day and the end of the month. This interest is credited annually. If the interest includes a fraction of a rupee, amounts of fifty paise or more are rounded up to the next rupee, while amounts less than fifty paise are disregarded.
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