Confidential information sharing requires written lawful requests, consent safeguards, and case-specific assessment before any disclosure.

Confidential information may be disclosed only on a written request for lawful duties and is subject to custodial protection, professional secrecy and consent safeguards. Non-public information requires a case-specific shareability assessment based on the purpose of the request, non-proprietary character, confidentiality protections and reciprocity. Disclosure must account for potential commercial harm, competitive misuse, and risks to the stability of regulated entities or the insurance industry. Multilateral Memorandum of Understanding obligations prevail where inconsistent.

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