Insurance Product Definitions establish electronic policy, e-proposal, return, and statutory cross-reference requirements for regulated insurance operations.

Regulation 3 defines insurance products, insurance policies, IIOs, intermediaries, electronic insurance arrangements, inspections, and returns for the insurance products and pricing framework. It recognises electronically signed proposals, digitally signed electronic policies, and e-Insurance Accounts. Returns comprise periodic information mandated from regulated entities in physical or electronic form, but exclude material called for through regulatory powers and information whose disclosure is legally barred or exempt. Undefined terms carry meanings assigned under the Act, First Schedule legislation, and related instruments.

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