Joint acquisition of immovable property permits eligible non-resident spouses to purchase one qualifying property with permitted banking funds.

Joint acquisition of one immovable property in India is permitted for a person resident outside India, other than an NRI or OCI, who is the spouse of an NRI or OCI. Agricultural land, farm houses and plantation property are excluded. Consideration must be paid through inward remittances received via banking channels or funds in a permitted non-resident account. Payment through traveller's cheques, foreign currency notes, or other unpermitted modes is barred. The marriage must be registered and have subsisted continuously for at least two years, and the non-resident spouse must not otherwise be prohibited from acquisition.

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