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AU Small Finance Bank Savings Accounts: Competitive Interest Rates, Zero-Balance Digital Account Opening and 24x7 Mobile Banking
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....U Small Finance Bank Savings Accounts: Competitive Interest Rates, Zero-Balance Digital Account Opening and 24x7 Mobile Banking<BR>FEMA / RBI<BR>Dated:- 4-8-2026<BR>PTI<BR>Mumbai, Maharashtra, India --- Business Wire India AU Small Finance Bank (AU SFB) today reaffirmed its commitment to making everyday banking simpler, faster, and more transparent, with a savings account experience built around the needs of modern digital customers. From account opening to daily transactions, the Bank continues to invest in a banking journey that keeps convenience and clarity at its core. As customers increasingly manage their finances on the go, AU Small Finance Bank has focused on strengthening its savings account offering across three pillars that....
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.... matter most to everyday banking: earning potential, digital accessibility, and financial transparency. Competitive Savings Account Interest Rates with Monthly Payouts AU Small Finance Bank offers competitive savings account interest rates with monthly interest payments, designed to help customers grow their balances while retaining full liquidity and access to their funds. Unlike market-linked investment products, a savings account gives customers the assurance of stable, predictable returns making it an essential first step in any financial plan, whether for salaried professionals building an emergency fund, students managing their first bank account, or retirees prioritizing safety over speculation. Mobile Banking on the Go wit....
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....h the AU 0101 App At the center of the Bank's digital push is its mobile banking app AU 0101, which allows customers to open accounts, transfer funds via UPI, pay bills, and monitor balances around the clock without the need for a branch visit. The app is designed to bring the full range of everyday banking services to a customer's fingertips, reflecting AU Small Finance Bank broader strategy of meeting customers where they already are on their phones. Planning Ahead with the Savings Account Interest Rates Calculator To help customers make informed financial decisions, AU Small Finance Bank has also made its savings account interest rates calculator more accessible through its digital platforms. The tool allows customers to estimate....
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.... potential earnings on their savings account balance in advance, removing the guesswork from financial planning and giving customers greater clarity on how their money grows over time. Types of Savings Accounts for Every Kind of Customer Recognizing that every customer has unique banking needs, AU Small Finance Bank offers a diverse range of savings account variants designed for different lifestyles and financial goals. Customers looking for a fully digital banking experience can open an Digital Savings Account instantly through Video KYC, with no minimum balance requirement. For those seeking premium banking privileges, the AU Royale and AU Platinum Savings Accounts offer enhanced benefits and exclusive privileges. Customers look....
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....ing for value-driven everyday banking can choose the AU Value Savings Account, which combines essential banking features with a lower minimum balance requirement. The Bank also offers specialized savings accounts to cater to specific customer segments, including the AU Kisan Savings Account for farmers, the AU Vikaas and AU Swadesh Savings Accounts to support greater financial inclusion, the AU Kids Savings Account to encourage early financial literacy, and the AU BSBDA Savings Account, a basic no-frills account with no minimum balance requirement. Across all savings account variants, customers enjoy competitive interest rates, 24x7 access to the AU 0101 App, seamless digital banking services, and the Savings Account Interest Rate C....
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....alculator to help them plan their finances with confidence. Further strengthening its customer-centric approach, AU Small Finance Bank also offers 'M' Circle—a women-first banking proposition available to customers holding AU Ivy, Eternity, Royale, or Platinum Accounts across Savings, NRI, and Business Banking segments. M Circle brings together thoughtfully curated benefits across health, wealth, lifestyle, and everyday milestones, reflecting the Bank's commitment to making banking more inclusive, relevant, and rewarding for women. The enhancements are part of AU Small Finance Bank continued focus on financial inclusion, extending seamless digital banking access to customers in semi-urban and rural geographies, alongside its urban....
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.... customer base. About AU Small Finance Bank AU Small Finance Bank Limited (AU SFB) is a Scheduled Commercial Bank and has established itself as India’s largest Small Finance Bank since commencing its banking operations in April 2017. Founded in 1996 by Mr. Sanjay Agarwal, a first-generation entrepreneur, AU is entering its 10th year as a Bank, guided by a deep rooted “Dharma” of customer centric service. Over three decades, AU has built a sustainable and inclusive financial institution that empowers underserved and under reached communities through a robust retail led banking model. The Bank has received an in-principle approval from the Reserve Bank of India (RBI) to transition into a Universal Bank. With deep customer insigh....
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....ts across India, AU provides comprehensive banking solutions spanning deposits, loans, credit cards, premium banking, remittance services, merchant solutions, insurance, and investments. As a tech led bank, AU delivers differentiated digital experiences through innovations such as 24x7 Video Banking, WhatsApp Banking, chatbots, UPI QR solutions, merchant lending, and its award-winning AU 0101 app. AU SFB’s wide network of 2,920 banking touchpoints across 21 States and 4 Union Territories enables service to more than 1.2 crore customers, powered by a workforce of 58,400+ employees. As on 30th June 2026, Bank had shareholders’ funds of INR 20,885 cr, deposit base of INR 1,57,727 cr, total loan portfolio of INR 1,44,250 cr and a balance ....
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....sheet size of INR 1.9 Lac cr+. AU SFB is listed on NSE and BSE. Its fixed deposits are rated AA+/Stable by CRISIL Ratings, while its long-term/subordinated debt/Tier II Bonds are rated AA/Stable by CRISIL, CARE and ICRA Ratings. Its short-term rating is A1+ by CRISIL, CARE and India Ratings. All AU Small Finance Bank Savings Accounts are offered subject to eligibility, internal policies, and applicable terms and conditions. Account features, monthly balance requirements, fees and other charges follow the bank's current policies and may be updated from time to time. Deposits are covered under the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to the prescribed limit per depositor per bank. For account-specific details, ple....
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....ase visit www.au.bank.in Disclaimer: Savings Account interest rates are subject to change at the sole discretion of AU Small Finance Bank without prior notice. Please check AU Small Finance Bank Official website for latest savings account interest rates (Disclaimer: The above press release comes to you under an arrangement with Business Wire India and PTI takes no editorial responsibility for the same.). PTI PWR =============<BR> News - Press release - PIB....