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Regional Rural Banks (RRBs) Post Highest-Ever Net Profit of Rs. 10,177 Crore in FY 2025–26, show consistent improvement in other key financial parameters.

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....egional Rural Banks (RRBs) Post Highest-Ever Net Profit of Rs. 10,177 Crore in FY 2025–26, show consistent improvement in other key financial parameters.<BR>News and Press Release<BR>Dated:- 28-7-2026<BR><BR>Government Strengthens RRBs through Regular Performance Reviews, Technology Upgradation and Financial Inclusion Initiatives Government Periodically Monitors Regional Rural Banks Progress ....

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....Under PMJDY, PMMY, PMSBY, PMJJBY and Atal Pension Yojana to Deepen Financial Inclusion The Government of India regularly reviews the performance and financial health of Regional Rural Banks (RRBs) at national and regional levels. The following reviews of RRBs have been held under the Chairpersonship of Finance Minister in last four financial years: S.No National/Regional level Date ....

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....and Place 1. National level 07.07.2022 at New Delhi 2. North-Eastern RRBs&nbsp; 21.07.2023 at Agartala 3. Southern RRBs 04.08.2023 at Chennai 4. Northern RRBs 30.08.2023 at New Delhi 5. National level 19.08.2024 at New Delhi 6. Western-Central RRBs 22.08.2024 at Udaipur 7. North-Eastern RRBs 30.09.2024 at Itanagar 8. Southern RRB....

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....s 09.11.2024 at Bengaluru 9. Eastern RRBs 29.11.2024 at Patna 10. Karnataka Grameena Bank 16.10.2025 at Ballari Further, as a follow-up, Department of Financial Services (DFS) conducts periodic and regular meetings with RRBs and sponsor banks at various levels. The agenda items for the review meetings,&nbsp;inter-alia, include: • Review of the performance of....

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.... RRBs on financial parameters. • Focus on technology upgradation. • Thrust on Micro Small and Medium Enterprise (MSME) portfolio. • Importance on loan diversification towards Agri-allied, MSME and Retail Sectors. • Expansion of Financial inclusion in rural and remote areas.&nbsp; The financial health of RRBs has improved in the recent years. R....

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....RBs posted the highest ever consolidated net profit of Rs. 10,177 crores during FY 2025-26. RRBs have also shown consistent improvement in key financial parameters like Capital to Risk Weighted Asset Ratio (CRAR), deposits, advances, Non-Performing Asset (NPA), Credit-Deposit Ratio (CD ratio) etc. Performance of RRBs on key financial parameters in past three years is here: Sr.No. &nbsp;Key F....

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....inancial Parameters FY&nbsp; 2023-24 FY&nbsp; 2024-25 &nbsp;FY&nbsp; 2025-26 1. Total Deposits&nbsp;(In Rs. Crore) 6,59,815 7,13,800 7,68,621 2. Loans Outstanding&nbsp;(In Rs. Crore) 4,71,384 5,24,163 5,78,349 3. Credit-Deposit Ratio (CD ratio) (%) 71.4 73.4 75.2 4. Gross Non-Performing Asset (GNPA) (%) 6.1 5.4 5.3 5. Net N....

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....on-Performing Asset&nbsp;(NNPA) (%) 2.4 2.0 2.1 6. Net Profit&nbsp;(In Rs. Crore) 7,571 6,820 10,177 7. Net Worth&nbsp;(In Rs. Crore) 56,780 63,927 74,086 8. Capital to Risk Weighted Assets&nbsp;Ratio (CRAR) (%) 14.2 14.4 15.0 Source: NABARD Government regularly reviews the progress made by RRBs in deepening financial inclusion in rural a....

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....nd remote areas. The targets for various financial inclusion schemes like Pradhan Mantri Jan-Dhan Yojana (PMJDY), Pradhan Mantri MUDRA Yojana (PMMY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Atal Pension Yojana (APY) are set by DFS and periodically monitored.&nbsp; This information was given by Minister of State in the Ministry of Finance Sh....

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....ri Pankaj Chaudhary in Rajya Sabha today. ****** =============<BR> News - Press release - PIB....