Mediclaim reimbursement cannot be deducted from motor accident compensation when contractual and statutory benefits cover distinct losses.

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....Mediclaim reimbursement and motor accident compensation operate in distinct spheres: a private mediclaim policy funded by premiums is an independent contractual benefit, while compensation under the Motor Vehicles Act is a statutory right to just and fair compensation for accident-related injury. The principle against double recovery applies only when two payments truly answer the same loss in the same legal sphere, which is not the case here. Mediclaim or medical insurance proceeds are therefore not deductible from compensation assessed by the Claims Tribunal, and the matter was remanded for decision on that basis.....