Department of Financial Services launches Paripoorna Mediclaim Ayush Bima for CGHS beneficiaries

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....epartment of Financial Services launches Paripoorna Mediclaim Ayush Bima for CGHS beneficiaries<BR>News and Press Release<BR>Dated:- 15-1-2026<BR><BR>The Optional health insurance plan complements existing CGHS facilities by expanding medical coverage for government employees The Paripoorna Mediclaim Ayush Bima has been launched by the Department of Financial Services (DFS), Ministry of Finance&n....

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....bsp;today&nbsp;for CGHS beneficiaries. It offers cashless facilities, modern treatments and access to a wide network of hospitals. Eligibility and Coverage: The policy is exclusively available to CGHS beneficiaries with a maximum of six members per policy. It provides indemnity-based in-patient hospitalization coverage within India, with sum insured options of Rs.10 Lakh or Rs.20 Lakh. Product wi....

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....ll have Co-payment component allowing beneficiaries to choose between 70:30 or 50:50 co-sharing between insurance company and the subscribers. Key Features: * Room rent is capped at 1% and 2% of Sum Insured per day for Normal Room and ICU respectively. * A pre-hospitalization coverage for 30 days and post-hospitalization coverage for 60 days is available. * AYUSH treatments are covered up t....

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....o 100% of the sum insured for in-patient hospitalization. * Modern treatment is covered up to 25% of the sum insured, with an optional rider for 100% coverage. * Cumulative bonus of 10% for every claim-free year, up to a maximum of 100% of sum insured. * As compared to regular policy, it will be available at a discount of 28% and 42% for 70:30 and 50:50 premium co-sharing, respectively. Thi....

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....s optional health insurance plan will be available as a retail product for all CGHS beneficiaries, with No GST to ensure maximum affordability. Designed to complement existing benefits, this enhanced policy will provide seamless experience, with greater flexibility and expanded access to quality healthcare services across India, thus leading to additional financial security with ease and confidenc....

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....e for all CGHS beneficiaries. It will be available for purchase via New India Assurance Company Limited's offices and online platform, shortly.<BR> News - Press release - PIB....