Liability of owner or occupier of factories, etc., for excessive sickness benefit

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.... reason of- (a) insanitary working conditions in a factory or other establishment or the neglect of the owner or occupier of the factory or other establishment to observe any health regulations enjoined on him by or under any enactment for the time being in force, or (b) insanitary conditions of any tenements or lodgings occupied by Insured Persons and such insanitary conditions ....

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....rred under sub-section (1). (3) If upon inquiry under sub-section (2), it is proved to the satisfaction of the person or persons holding the inquiry that the excess in incidence of sickness among the Insured Persons is due to the default or neglect of the owner or occupier of the factory or other establishment or the owner of the tenements or lodgings, as the case may be, the said person or per....