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....f the adjusted total income : Provided that the annuity deposit to be made shall in no case exceed half the amount by which the total income exceeds Rs. 15,000. (iii) In the case of a depositor whose total income exceeds Rs. 20,000 but does not exceed Rs. 40,000 - 7 1/2 per cent. of the adjusted total income : Provided that the annuity deposit to be made shall in no case exceed t....