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Loan Receipt Alone Doesn't Make Lenders 'Financial Creditors'; Must Meet Criteria u/s 5(8.

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....Corporate insolvency process - Merely grant of loan and admission of taking loan will ipso facto not treat the 2nd and 3rd Respondents as ‘Financial Creditors’, till they show that it complies with the substantive definition or any one or other clause of Section 5(8).....