Loading...

Top
Help
×

By creating an account you can:

Logo TaxTMI
Call Us / Help / Feedback

Contact Us At :

E-mail: [email protected]

Call / WhatsApp at: +91 99117 96707

For more information, Check Contact Us

FAQs :

To know Frequently Asked Questions, Check FAQs

Most Asked Video Tutorials :

For more tutorials, Check Video Tutorials

Submit Feedback/Suggestion :

Email :
Please provide your email address so we can follow up on your feedback.
Category :
Description :
Min 15 characters 0/2000
Make Most of Text Search
  1. Checkout this video tutorial: How to search effectively on TaxTMI.
  2. Put words in double quotes for exact word search, eg: "income tax"
  3. Avoid noise words such as : 'and, of, the, a'
  4. Sort by Relevance to get the most relevant document.
  5. Press Enter to add multiple terms/multiple phrases, and then click on Search to Search.
  6. Text Search
  7. The system will try to fetch results that contains ALL your words.
  8. Once you add keywords, you'll see a new 'Search In' filter that makes your results even more precise.
  9. Text Search
Add to...
You have not created any category. Kindly create one to bookmark this item!
Create New Category
Hide
Title :
Description :
❮❮ Hide
Default View
Expand ❯❯
Close ✕
🔎 News - Adv. Search
TEXT SEARCH:

Press 'Enter' to add multiple search terms. Rules for Better Search

Search In:
Main Text + AI Text
  • Main Text
  • Main Text + AI Text
  • AI Text
Category: ?
Categorized by AI
---- All Categories ----
  • ---- All Categories ----
  • Income Tax
  • GST
  • Customs, DGFT & SEZ
  • FEMA & RBI
  • Corp. Laws, SEBI & IBC
  • PMLA, Black Money & ED
  • Budget
  • News and Press Release
  • PTI News
Month:
---- All Months ----
  • ---- All Months ----
  • January
  • February
  • March
  • April
  • May
  • June
  • July
  • August
  • September
  • October
  • November
  • December
Year:
---- All Years ----
  • ---- All Years ----
  • 2026
  • 2025
  • 2024
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011
Sort By: ?
In Sort By 'Default', exact matches for text search are shown at the top, followed by the remaining results in their regular order.
Relevance Default Date
    RBI invites public comments on the draft Directions on ‘Credit Valuation Adjustment (CVA) Framework’
    RBI invites comments on the draft “Reserve Bank of India (Commercial Banks – Prudential Norms on Capital Adequacy) Eleventh Amendment Directions, ...
    87 Proposals Received under BHAVYA Scheme during First Round of Phase-I
    India successfully concludes the 16th BRICS Trade Ministers' Meeting in Jaipur under its BRICS Chairship 2026
    GeM Completes a Decade of Transforming Public Procurement with Cumulative GMV Exceeding ₹20 Lakh Crore
    NEWS HIGHLIGHTS
    India's forex kitty swells by USD 10.5 bn to USD 692.87 bn
    Rs 5,000 cr credited to 6.22 lakh Maharashtra farmers so far under loan waiver scheme: Fadnavis
    SBI Life and J&K Bank partner to bring comprehensive life insurance solutions closer to families across India
    DRI intensifies vigil along India's North-Eastern Frontier
    Vijayan slams Kerala govt's move to end doorstep pension delivery through cooperative banks
    Kerala to stop welfare pension delivery through cooperative banks, shifts to DBT
    China's exports slow slightly in July despite robust demand for high-tech products
    India successfully concludes the Tenth BRICS Industry Ministers' Meeting in Jaipur under its BRICS Chairship 2026
    APEDA Organises BIOFACH INDIA 2026 to Promote India's Certified Organic Products and Expand Global Market Access
    RBI bars banks from disabling mobile devices of defaulting borrowers
    Par panel for early conclusion of India-US trade pact, tariff exemptions on key goods
    No commitments relating to ethanol import from US for fuel blending under FTA talks: Govt
    No concession or commitment on import of Ethanol for fuel blending from the United States
    Office of the Controller General of Patents, Designs and Trade Marks Announces Tentative Schedule for Patent and Trade Marks Agent Examinations 2027 a...
❯❯
Maximize Maximize Maximize
0 / 200
Expand Note
Add to Folder

No Folders have been created

+

Are you sure you want to delete "My most important" ?

NOTE:

News
Showing Results for :
Reset Filters
Results Found:
Show All Summaries Hide All Summaries
August 7, 2026
Show AI Summary
Credit valuation adjustment framework revises derivative capital requirements through flexible basic approaches, hedge recognition, and risk-sensitive counterparty treatment.
Credit Valuation Adjustment framework revisions align CVA capital treatment with final Basel III standards. Eligible banks may use the full or reduced basic approach, while banks with an insignificant volume of non-centrally cleared derivatives may calculate their CVA capital charge at 100 per cent of the counterparty credit risk capital charge. The draft also clarifies CVA hedge recognition, introduces risk weights sensitive to sector and credit quality, and separates systematic and idiosyncratic CVA risk in the full basic approach.
August 7, 2026
Show AI Summary
Leverage ratio framework amendments propose Basel-aligned capital adequacy standards, with public feedback invited on the draft directions.
Proposed amendments to the leverage ratio framework would revise Chapter VII of the 2025 Commercial Banks Prudential Norms on Capital Adequacy Directions to implement the Basel Committee's Leverage Ratio 2017 Standard. Public comments and feedback on the draft Eleventh Amendment Directions, 2026, are invited until August 28, 2026, through the designated online platform, postal submission, or email.
August 7, 2026
Show AI Summary
BHAVYA Scheme project selection uses challenge-based evaluation of infrastructure, industrial ecosystems, and policy enablers under prescribed eligibility criteria.
BHAVYA Scheme Phase-I proposals submitted by State and Union Territory governments will be evaluated and scored under prescribed eligibility and evaluation criteria. Challenge-based project selection considers connectivity and site suitability, quality of core, value-added and social infrastructure in the detailed project report, and the industrial ecosystem and policy enablers. The Scheme guidelines provide for completion of the first-phase selection process within one year from notification.
August 7, 2026
Show AI Summary
Multilateral trade cooperation preserves developing economies' policy space while advancing MSME finance, diversified value chains and digital services.
BRICS ministers adopted measures supporting a development-centred multilateral trading system with the World Trade Organization at its core, preservation of Special and Differential Treatment, binding two-tier dispute settlement, and developing economies' policy space for food security and public stockholding. MSME measures include study of an invoice discounting mechanism and credit-assessment principles focused on cash flow rather than collateral. Value-chain measures provide for a GVC Action Plan, technical cooperation, Special Economic Zone cooperation and digitised trade documents, alongside principles for trusted cross-border digitally delivered services.
August 7, 2026
Show AI Summary
Digital public procurement promotes transparent sourcing, reduced seller charges, competition monitoring and evidence-based spending oversight through an integrated marketplace.
Government e-Marketplace digitises public procurement through a unified platform promoting transparency, efficiency, good governance and wider supplier participation. Seller-facing measures include reduced transaction charges, exemption of smaller orders, a cap on maximum transaction fees and reduced vendor assessment fees. The platform uses Artificial Intelligence and Machine Learning tools to identify suspected cartelisation, collusion and order splitting, while its digital transactional trail supports expenditure monitoring, identification of inefficiencies and evidence-based policy interventions.
August 7, 2026
Show AI Summary
Criminal justice, extremist-material regulation and administrative schemes feature in reports on prosecutions, demolition practices, loan waivers and fuel policy.
Criminal justice reports cover bail and an expedited trial in an assault prosecution, arrest for allegedly sheltering an accused, allegations of rape and murder of a minor, and claimed irregularities in a police recruitment examination. Regulatory developments include a ban on extremist literature associated with proscribed organisations and judicial disapproval of coercive demolition. Administrative coverage includes farmer loan-waiver transfers following Aadhaar authentication and debate over the E20 fuel-blending programme.
August 7, 2026
Show AI Summary
Foreign exchange reserves rose as foreign currency assets, gold holdings, Special Drawing Rights and IMF reserve position increased.
India's foreign exchange reserves increased during the week ended July 31, principally because of higher foreign currency assets and gold reserves. Foreign currency assets include US dollar valuation effects arising from movements in currencies such as the euro, pound and yen. Special Drawing Rights and India's reserve position with the International Monetary Fund also increased. The movement followed measures to attract foreign exchange inflows, including an FCNR(B) measure, after earlier reserve declines associated with rupee pressure and dollar sales for foreign exchange market intervention.
August 7, 2026
Show AI Summary
Farm loan waiver eligibility depends on verified beneficiary status and Aadhaar authentication for direct credit of eligible crop-loan relief.
The farm loan waiver scheme covers eligible short-term crop loans within the prescribed ceiling and eligibility period. Waiver amounts are credited to verified bank accounts after field verification and completion of Aadhaar authentication. Aadhaar authentication is the operative condition for automatic processing of benefits, while eligibility rules and technical conditions have raised concerns about exclusion of distressed farmers.
August 7, 2026
Show AI Summary
Corporate agency distribution expands access to life insurance products, supporting insurance awareness, financial inclusion and long-term household financial protection.
A corporate agency arrangement enables J&K Bank to distribute SBI Life Insurance protection, savings, retirement and child-oriented life insurance plans through its branch network. The partnership aims to improve insurance access, awareness, financial literacy and long-term financial planning for households, particularly in Jammu & Kashmir and Ladakh. It is intended to expand insurance penetration, strengthen household financial protection and support financial inclusion in line with the IRDAI vision of "Insurance for All by 2047".
August 7, 2026
Show AI Summary
Cross-border smuggling controls target narcotics, poppy seeds and areca nuts entering through the Indo-Myanmar border region.
Cross-border smuggling enforcement targeted methamphetamine, foreign-origin poppy seeds and areca nuts allegedly brought from Myanmar. Methamphetamine concealed in an ambulance was seized under the NDPS Act, 1985. Poppy seeds and areca nuts recovered in separate operations were seized under the Customs Act, 1962. Poppy-seed imports are restricted to designated countries and require registration to ensure traceability and prevent illicit produce entering legitimate supply chains. The enforcement action addresses circumvention of customs controls and regulated import requirements.
August 7, 2026
Show AI Summary
Direct benefit transfer for welfare pensions replaces cooperative-bank doorstep delivery, while retaining limited home service for excluded beneficiaries.
Direct Benefit Transfer for social security and welfare pensions is to be made through Aadhaar-linked bank accounts, replacing cooperative-bank doorstep delivery. Home delivery remains available for bedridden persons and others who cannot be excluded. The change is associated with delays in remitting undistributed amounts, record-update failures, reconciliation issues, duplicate payments, and incomplete Aadhaar-based payment implementation. Concerns have been raised that mandatory bank-account credit may disadvantage beneficiaries dependent on doorstep delivery.
August 7, 2026
Show AI Summary
Direct Benefit Transfer for welfare pensions replaces doorstep cooperative-bank delivery, while home delivery remains for bedridden beneficiaries.
Direct Benefit Transfer of social security and welfare pensions is to be made mandatory through Aadhaar-linked bank accounts, replacing cooperative-bank doorstep distribution. Home delivery continues for completely bedridden beneficiaries and others who cannot be excluded. The change addresses delays in remitting undistributed amounts, record-update and reconciliation deficiencies, duplicate payments linked to incomplete Aadhaar-based payments, delivery incentive costs, and the need to comply with Direct Benefit Transfer norms to avoid loss of central financial assistance.
August 7, 2026
Show AI Summary
Customs trade data show moderating July growth while high-technology exports, vehicles and advanced manufacturing supplies remain strongly supported.
Customs and trade data showed that China's July export and import growth moderated and its trade surplus narrowed from the preceding month. Typhoon-related port disruptions affected trade flows, but demand for electronics and green technology products supported elevated values. High-technology items, vehicles, electronics and machinery recorded strong January-July export growth, while trade performance varied among the United States, the European Union and Southeast Asia.
August 7, 2026
Show AI Summary
BRICS industrial cooperation advances MSME, photovoltaic, startup and logistics frameworks alongside resilient trade and digital services collaboration.
BRICS industrial cooperation under PartNIR was strengthened through a Joint Declaration and institutional measures addressing MSMEs, photovoltaics, startup-led innovation, and resilient transport and logistics. The measures include an SME cooperation framework, Terms of Reference and an Action Plan for photovoltaic industry cooperation, and a startup innovation action plan. Trade discussions focused on the multilateral trading system, MSME participation in international trade, resilient global value chains, and cross-border digitally delivered services within a rules-based trading framework.
August 7, 2026
Show AI Summary
Certified organic export promotion: BIOFACH INDIA facilitates buyer-seller engagement, certification awareness, traceability discussions and international market access.
BIOFACH INDIA 2026 promotes certified organic exports by providing a platform for Indian organic enterprises to showcase diverse certified products and engage with overseas buyers through structured Buyer-Seller Meets. Technical sessions address organic certification, traceability, sustainability, quality standards, international regulatory requirements and export-market expectations. The initiative supports quality assurance, international market access, export linkages and sustainable agricultural practices across the organic value chain.
August 6, 2026
Show AI Summary
Device-based loan recovery restrictions protect essential mobile functions while permitting gradual locking only for lender-financed devices.
Technology-based recovery mechanisms cannot restrict or disable a borrower's mobile device unless the bank financed acquisition of that device. Where permitted, banks must adopt a gradual approach and preserve essential functions, including incoming calls, SMS access, and emergency SOS features. Regulated entities and service providers must obtain manufacturer or operating-system certification for device-locking technology. Disclosure of borrower or guarantor information to recovery personnel must be limited to what is necessary for loan-recovery duties.
August 6, 2026
Show AI Summary
Bilateral trade agreement negotiations should secure tariff certainty, protect key exports, strengthen supply chains, and support vulnerable small industries.
An early Bilateral Trade Agreement is proposed to protect Indian interests, secure tariff exemptions for key exports, reduce barriers affecting industrial products, and create predictable trade conditions. Recommended measures include financial and export-credit support for small industries, real-time monitoring of customs requirements, documentation assistance, and timely policy support against tariff and non-tariff barriers. Export strategy should develop knowledge services and critical supply-chain integration, while a National Fund should assist suppliers with redesign, tooling, certification and entry into new global supply chains.
August 6, 2026
Show AI Summary
Ethanol imports for fuel blending remain excluded from trade commitments, with domestic producers continuing to supply the blending programme.
Ethanol imports for fuel blending remain outside concessions or commitments in India-US trade discussions. Under the Ethanol Blended with Petrol Programme, ethanol procurement is governed solely by domestic policy requirements and is sourced entirely from domestic producers. Claims of existing or intended large-scale ethanol imports from the United States for fuel blending, or of a policy change permitting them, are stated to be baseless.
August 6, 2026
Show AI Summary
Domestic ethanol sourcing for fuel blending continues unchanged, with no import commitments or concessions involving United States ethanol.
Ethanol used for fuel blending under the Ethanol Blended with Petrol Programme is sourced entirely from domestic producers, with no imports from the United States for that purpose. No concessions or commitments on importing United States ethanol for fuel blending have been made in trade discussions. Fuel blending and ethanol procurement continue to be governed solely by domestic policy requirements, and claims of a policy change allowing large-scale imports are incorrect.
August 6, 2026
Show AI Summary
Patent and trade marks agent qualification examinations require written-paper minimums, aggregate passing scores, and viva voce assessment for registration.
Patent and trade marks agent examinations comprise an objective Paper I, a descriptive Paper II and a viva voce assessing suitability to practise before the Intellectual Property Office. Candidates must secure the stipulated minimum marks in each written paper and the required aggregate score to pass. Registration in the relevant Register of Patent Agents or Register of Trade Marks Agents is available only to candidates who satisfy all prescribed eligibility conditions and qualify the examination.

News

Back

All News

Showing Results for :
Reset Filters
No Records Found

News

Back

All News

Showing Results for : Reset Filters
Customs & Trade

PM Surya Ghar Yojana 2026: How to Get Rs 78,000 Solar Subsidy & Cut Your Electricity Bill

September 2, 2026

Contents
Summary
Note

Note

-

Bookmark

Print

Print

New Delhi [India], September 2: Do you want to install rooftop solar but find the upfront cost too high? Want to reduce your monthly electricity bill for years to come? The PM Surya Ghar Muft Bijli Yojana can help you do both. The Government of India launched the scheme in February 2024 to help residential households install rooftop solar through financial support.

Under the PM Surya Ghar Yojana, eligible households can currently receive a central subsidy of up to ₹78,000.

The scheme has already grown quickly. As of 22 July 2026, 39.72 lakh rooftop solar systems had been installed, benefiting more than 48 lakh households.

DISCOMs also reported that over 18.93 lakh beneficiaries received a zero electricity bill during at least one billing period after installing rooftop solar.

Here is a simple guide to the PM Surya Ghar Muft Bijli Yojana 2026, including subsidy, eligibility, registration, cost, documents, application process and financing.

What Is PM Surya Ghar Muft Bijli Yojana? The PM Surya Ghar scheme is a Central Government programme that helps households install grid-connected rooftop solar systems.

It was approved with an outlay of ₹75,021 crore and aims to support rooftop solar installations in one crore residential households. The programme was designed to help participating households get up to 300 units of electricity per month through rooftop solar generation.

Instead of getting 300 units directly from the government every month, your rooftop system generates electricity from sunlight. The subsidy lowers your installation cost, while the solar electricity helps reduce the amount of power you need from the grid.

PM Surya Ghar Muft Bijli Yojana Subsidy 2026 The PM Surya Ghar subsidy depends on your rooftop solar system's capacity.

Subsidy Structure Rooftop Solar Capacity Central Subsidy 1 kW ₹30,000 2 kW ₹60,000 3 kW ₹78,000 Above 3 kW Maximum ₹78,000 The government provides ₹30,000 per kW for the first 2 kW and ₹18,000 for the additional 1 kW. The PM Surya Ghar solar subsidy is capped at 3 kW.

How Much Subsidy Do You Get for 1 kW, 2 kW and 3 kW? For a 1 kW system, you can receive ₹30,000. A 2 kW installation gets ₹60,000, while a 3 kW system gets the maximum central subsidy of ₹ 78,000.

Is There a Subsidy for Solar Systems Above 3 kW? Yes, but the amount does not increase with system size. An eligible 5 kW or 10 kW residential system can still receive a maximum central subsidy of ₹78,000.

Does the State Government Provide Additional Subsidy? Some states may offer additional incentives on top of the central PM Surya Ghar Yojana subsidy. These benefits are state-specific and can change, so check the latest information from your state renewable-energy agency or DISCOM before calculating the final cost.

Who Is Eligible for PM Surya Ghar Muft Bijli Yojana? According to the Government of India, PM Surya Ghar eligibility requires the applicant to: • Be an Indian citizen.

• Own a house with a roof suitable for solar installation.

• Have a valid electricity connection.

• Not have already received another subsidy for solar panels.

The scheme is demand-driven and available to eligible residential consumers across India, including rural households with grid-connected DISCOM connections.

Who Is Not Eligible? You may not qualify for residential CFA if you do not meet the scheme requirements. For example, commercial and institutional consumers do not receive the residential central subsidy even though rooftop solar can be installed on such properties.

A tenant also cannot claim the subsidy independently if they do not meet the eligibility and electricity connection requirements. Property ownership and the electricity connection should therefore be checked before starting the PM Surya Ghar application.

How to Apply for PM Surya Ghar Muft Bijli Yojana Online The PM Surya Ghar apply online application process is handled through the National Portal.

Step 1: Visit the Official Portal Go to the official PM Surya Ghar National Portal.

Step 2: Register Using Your Details Complete your PM Surya Ghar registration by selecting your state and DISCOM, then provide the required details.

Step 3: Enter Electricity Connection Details Log in using your consumer number and mobile number.

Step 4: Submit the Rooftop Solar Application Complete the online rooftop solar form with the required information.

Step 5: Receive DISCOM Approval Wait for technical feasibility approval from your DISCOM.

Step 6: Select a Registered Vendor Choose an eligible vendor listed for your solar installation.

Step 7: Install the Rooftop Solar System Once you receive approval, complete the installation through the selected vendor.

Step 8: Complete Documentation After installation, submit the plant details through the portal.

Step 9: Complete Net Metering Apply for and complete the applicable net-metering requirements.

Step 10: Submit Details for CFA After DISCOM inspection, obtain the commissioning certificate and submit your bank details and required information.

Step 11: Receive the Subsidy The subsidy is transferred directly to the registered bank account after the required verification. Government guidance states that you can receive the subsidy within 30 days after completing the required final submission.

Freyr Energy also helps with documentation, net metering, and subsidy processing, reducing the steps homeowners must manage themselves.

Documents Required for PM Surya Ghar Yojana The exact PM Surya Ghar documents requested can depend on the application stage and DISCOM. Keep important documents and information such as your electricity consumer details, identity details, property-related information and bank details ready.

At the final subsidy stage, government guidance specifically requires bank account details and a cancelled cheque after commissioning.

How Does PM Surya Ghar Muft Bijli Yojana Work? The process is simple: Apply → Get DISCOM approval → Install rooftop solar → Complete net metering and inspection → Receive subsidy → Generate your own electricity.

During the day, your PM Surya Ghar rooftop solar system generates electricity for your home. With net metering, eligible surplus electricity sent to the grid is accounted for under applicable state regulations.

The impact is already visible. In FY 2025–26 alone, 18.71 lakh rooftop systems with 6.7 GW capacity were installed, benefiting 22.71 lakh households.

PM Surya Ghar Yojana Solar Panel Cost The PM Surya Ghar solar panel price depends on system size, equipment and installation requirements. Based on Freyr Energy's current residential pricing: System Approx. Complete System Cost Central Subsidy Approx. Cost After Subsidy 1 kW ₹1.20–₹1.30 lakh ₹30,000 ₹90,000–₹1.00 lakh 2 kW ₹1.80–₹1.90 lakh ₹60,000 ₹1.20–₹1.30 lakh 3 kW ₹2.30–₹2.40 lakh ₹78,000 ₹1.52–₹1.62 lakh These figures represent complete solar installation costs, not only the module price.

• 1 kW Solar Panel Cost After Subsidy: A 1 kW system costing ₹1.20–₹1.30 lakh can drop to about ₹90,000–₹1 lakh after the ₹30,000 subsidy.

• 2 kW Solar Panel CostAfter Subsidy: A 2 kW system costing ₹1.80–₹1.90 lakh can cost around ₹1.20–₹1.30 lakh after the ₹60,000 subsidy.

• 3 kW Solar Panel Cost After Subsidy: A 3 kW system costing ₹2.30–₹2.40 lakh can come down to approximately ₹1.52–₹1.62 lakh after the maximum ₹78,000 central subsidy.

Eligible Freyr customers may also receive an additional ₹22,000 Freyr discount, taking combined potential savings to up to ₹1 lakh where applicable.

PM Surya Ghar Yojana 1 kW vs 2 kW vs 3 kW Solar System Factor 1 kW 2 kW 3 kW Central subsidy ₹30,000 ₹60,000 ₹78,000 Suitable household Lower consumption Moderate consumption Higher consumption Approx. generation/month* ~120 units ~240 units ~360 units Freyr system price ₹1.20–₹1.30L ₹1.80–₹1.90L ₹2.30–₹2.40L Roof area guideline 100 sq. ft.

200 sq. ft.

300 sq. ft.

Potential bill savings Depends on tariff/use Depends on tariff/use Depends on tariff/use *Generation is an approximate planning estimate and varies with sunlight, location, shading, weather and system performance.

For another simple sizing reference, Freyr recommends around 1 kW for bills up to ₹2,000, 2 kW for ₹2,000–₹3,500 and 3 kW for ₹3,500–₹5,000.

Benefits of PM Surya Ghar Muft Bijli Yojana The main benefits of PM Surya Ghar are lower installation cost and lower dependence on grid electricity.

The scheme also provides access to affordable financing. At the national level, it is creating measurable impact: the government estimates that rooftop installations in one crore households could generate 1,000 billion units of renewable electricity and avoid 720 million tonnes of CO2-equivalent emissions over 25 years.

For homeowners, a properly sized rooftop system can also sharply reduce electricity bills. Freyr Energy states that its residential solar system can reduce monthly electricity bills by up to 90%.

What Is Net Metering Under PM Surya Ghar? Net metering uses a bidirectional meter to account for electricity taken from the grid and surplus solar electricity exported to it.

For example, your rooftop system may generate more electricity than your home needs during sunny daytime hours. The surplus can flow to the grid and be adjusted according to your state's applicable net-metering regulations.

Rules vary by state and DISCOM, so check them before installation.

PM Surya Ghar Loan / Financing Options You do not necessarily need to pay the complete solar cost upfront.

As of July 2026, the government states that collateral-free loans are available from nationalised banks at a concessional rate of repo rate + 50 basis points, currently 5.75% per year, with a tenure of 10 years.

Financing has already been widely used. By September 2025, public-sector banks had sanctioned more than 5.79 lakh applications worth ₹10,907 crore under the scheme.

Freyr Energy also offers solar financing support, with EMI options starting from ₹1,466 per month and tenure up to 120 months, subject to eligibility and lender terms.

How to Check PM Surya Ghar Application Status To check your PM Surya Ghar application status, log in to the National Portal using your registered consumer details. You can follow the progress of your application through stages such as feasibility approval, installation, inspection and commissioning.

Keep your application and consumer details available when checking the status or contacting your DISCOM.

How to Check PM Surya Ghar Subsidy Status Your PM Surya Ghar subsidy status can also be tracked through the National Portal after installation and commissioning.

Make sure your bank details are correct and that all required commissioning information has been submitted. The final subsidy is transferred through Direct Benefit Transfer after successful verification.

State-Wise PM Surya Ghar Muft Bijli Yojana The PM Surya Ghar Yojana is available across India for eligible residential consumers with grid-connected DISCOM connections.

However, net-metering procedures, DISCOM approvals, vendor availability and additional state incentives can differ. Always check the rules applicable to your state instead of assuming the process is identical everywhere.

Common Mistakes to Avoid While Applying Avoid these common errors: • Applying before checking your eligibility.

• Entering the wrong electricity consumer details.

• Choosing a vendor without checking registration requirements.

• Installing before receiving the required DISCOM approval.

• Assuming subsidy increases beyond 3 kW.

• Providing incorrect bank details.

• Forgetting net-metering or commissioning requirements.

• Comparing only panel prices instead of complete system costs.

Correct documentation and following the portal sequence can prevent unnecessary delays in your PM Surya Ghar application.

PM Surya Ghar Muft Bijli Yojana vs PM-KUSUM These two government solar schemes serve different purposes.

PM Surya Ghar PM-KUSUM Mainly residential rooftop solar Mainly agriculture-focused solar Residential electricity consumers Farmers and agricultural users Rooftop solar systems Solar pumps, pump solarisation and decentralised generation Residential CFA up to ₹78,000 Component-wise financial assistance Focuses on household electricity Focuses strongly on agricultural energy PM-KUSUM supports areas such as standalone solar agricultural pumps, solarisation of existing grid-connected pumps and decentralised renewable power plants. It should not be confused with the residential PM Surya Ghar scheme.

Frequently Asked Questions What is PM Surya Ghar Muft Bijli Yojana? It is a Central Government scheme that supports residential rooftop solar installations through subsidies and financing.

How much subsidy is given under PM Surya Ghar? The PM Surya Ghar subsidy is ₹30,000 for 1 kW, ₹60,000 for 2 kW and ₹78,000 for 3 kW or higher eligible residential systems.

Is PM Surya Ghar subsidy available for 5 kW? Yes. An eligible 5 kW residential installation can receive the subsidy, but the central CFA is capped at ₹78,000.

How can I apply for PM Surya Ghar Muft Bijli Yojana online? Complete the PM Surya Ghar registration through the National Portal, submit your rooftop solar application, receive DISCOM approval and follow the installation and commissioning process.

Who can apply for the solar scheme? Eligible Indian residential consumers who meet the ownership, rooftop, electricity connection and previous-subsidy conditions can apply.

How much does a 3 kW solar system cost? Freyr's current reference price is approximately ₹2.30–₹2.40 lakh before subsidy, or around ₹1.52–₹1.62 lakh after the ₹78,000 central subsidy.

What documents are required for PM Surya Ghar Yojana? You need the required consumer, identity, property and bank information. At the final subsidy stage, bank details and a cancelled cheque are required.

How can I check my PM Surya Ghar application status? Log in to the National Portal with your registered details and view the progress of your rooftop solar application.

How can I check my PM Surya Ghar subsidy status? After commissioning, use the National Portal to track the subsidy process and ensure you submitted your bank and commissioning details correctly.

Can tenants apply for PM Surya Ghar Yojana? The standard eligibility requires the applicant household to own a house with a suitable roof. Tenants should therefore verify their eligibility and connection/ownership arrangement before applying.

Is PM Surya Ghar Yojana available in all states? Yes. It is a national demand-driven scheme available to eligible residential consumers across the country with grid-connected DISCOM connections.

How long does it take to receive the subsidy? Government guidance states that after commissioning and submitting the required bank information, you can receive the solar subsidy within 30 days.

Can I take a loan to install solar panels under PM Surya Ghar? Yes. The scheme supports collateral-free concessional financing. The government reported a 5.75% p.a. concessional rate as of July 2026 for the applicable nationalised-bank loan facility.

Is PM Surya Ghar Yojana the same as PM-KUSUM? No. PM Surya Ghar mainly supports residential rooftop solar, while PM-KUSUM focuses on farmers, solar agricultural pumps, pump solarisation and decentralised renewable generation.

(Disclaimer: The above press release comes to you under an arrangement with PNN and PTI takes no editorial responsibility for the same.). PTI PWR PWR

Topics

Acts Income Tax