Loading...

Top
Help
×

By creating an account you can:

Logo TaxTMI
Call Us / Help / Feedback

Contact Us At :

E-mail: [email protected]

Call / WhatsApp at: +91 99117 96707

For more information, Check Contact Us

FAQs :

To know Frequently Asked Questions, Check FAQs

Most Asked Video Tutorials :

For more tutorials, Check Video Tutorials

Submit Feedback/Suggestion :

Email :
Please provide your email address so we can follow up on your feedback.
Category :
Description :
Min 15 characters 0/2000
Make Most of Text Search
  1. Checkout this video tutorial: How to search effectively on TaxTMI.
  2. Put words in double quotes for exact word search, eg: "income tax"
  3. Avoid noise words such as : 'and, of, the, a'
  4. Sort by Relevance to get the most relevant document.
  5. Press Enter to add multiple terms/multiple phrases, and then click on Search to Search.
  6. Text Search
  7. The system will try to fetch results that contains ALL your words.
  8. Once you add keywords, you'll see a new 'Search In' filter that makes your results even more precise.
  9. Text Search
Add to...
You have not created any category. Kindly create one to bookmark this item!
Create New Category
Hide
Title :
Description :
❮❮ Hide
Default View
Expand ❯❯
Close ✕
🔎 News - Adv. Search
TEXT SEARCH:

Press 'Enter' to add multiple search terms. Rules for Better Search

Search In:
Main Text + AI Text
  • Main Text
  • Main Text + AI Text
  • AI Text
Category: ?
Categorized by AI
---- All Categories ----
  • ---- All Categories ----
  • Income Tax
  • GST
  • Customs, DGFT & SEZ
  • FEMA & RBI
  • Corp. Laws, SEBI & IBC
  • PMLA, Black Money & ED
  • Budget
  • News and Press Release
  • PTI News
Month:
---- All Months ----
  • ---- All Months ----
  • January
  • February
  • March
  • April
  • May
  • June
  • July
  • August
  • September
  • October
  • November
  • December
Year:
---- All Years ----
  • ---- All Years ----
  • 2026
  • 2025
  • 2024
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011
Sort By: ?
In Sort By 'Default', exact matches for text search are shown at the top, followed by the remaining results in their regular order.
Relevance Default Date
    Govt cuts windfall gains tax on petrol, diesel, ATF exports
    Modi warns of weaponisation of resources, sea routes; urges energy self-reliance
    Current account deficit widens to USD 6.2 bn in Jun: RBI data
    Concessional swap facility attracts USD 56.85 bn forex inflows: RBI
    DFS Highlights Mechanism for Timely Redressal of Insurance Policyholders’ Grievances
    Forex kitty jumps USD 14.14 bn to USD 707 bn in one of the biggest weekly expansions
    PROVISIONAL ESTIMATES OF WHOLESALE PRICE INDEX, OUTPUT PRODUCER PRICE INDEX, AND TRIAL INPUT PRODUCER PRICE INDEX FOR THE MONTH OF JULY 2026, AND FINA...
    Logistics Data Bank Tracks 10 Crore EXIM Containers, Provides Visibility across Logistics Chain
    APEDA and Government of Tripura Organise International Organic Buyer-Seller Meet to Expand Global Market Linkages
    WPI inflation eases to 9.78 pc in July on softening in fuel prices
    IDFC FIRST Bank secures its first international rating with Investment Grade from S&P Global Ratings
    DRI busts illegal drug manufacturing facility in Jewar, UP; 30 kg drugs seized and two persons arrested
    UCO Bank launches IFSC Banking Unit at GIFT City
    Banking sector has key role to play as India on way to become 3rd largest economy: Gujarat CM
    India's exports to US rise 12.85 pc in Jul; shipments to China jump 64.57 pc: Govt data
    50 tonnes of copper without e-way bills seized by Delhi GST, Railways joint team
    India's exports surge 19.6 pc in Jul; trade deficit widens to six-month high
    CBI ARRESTS CGST SUPERINTENDENT IN BRIBERY CASE
    The cumulative exports (merchandise & services) during April-July 2026-27 is estimated at US$ 316.42 Billion, as compared to US$ 279.63 Billion in Apr...
    Unlimit Mobile Ties Up with ICICI Bank Canada, RBC Royal Bank to Add Mobile Connectivity Benefits to Student GIC Journey
❯❯
Maximize Maximize Maximize
0 / 200
Expand Note
Add to Folder

No Folders have been created

+

Are you sure you want to delete "My most important" ?

NOTE:

News
Showing Results for :
Reset Filters
Results Found:
Show All Summaries Hide All Summaries
August 15, 2026
Show AI Summary
Windfall gains tax on petroleum exports was reduced to support domestic fuel availability and limit export price advantages.
Special additional excise duty (windfall gains tax) on exports of petrol, diesel and aviation turbine fuel was reduced from 15 August 2026. Petrol export duty was reduced to nil, and export-duty rates on diesel and ATF were lowered. Duty rates for petrol and diesel cleared for domestic consumption remained unchanged. The export-duty framework seeks to maintain domestic petroleum-product availability and limit export advantages arising from higher global crude oil prices amid West Asia tensions.
August 15, 2026
Show AI Summary
Energy self-reliance drives diversified fuel sourcing, expanded offshore exploration, and domestic capacity to reduce geopolitical supply vulnerability.
Energy security policy seeks to reduce exposure to geopolitical pressure and supply disruption caused by dependence on overseas fuel and strategic maritime routes. India is diversifying crude oil and LNG sourcing while strengthening domestic hydrocarbon production through offshore exploration, seismic surveys, exploratory drilling and shared infrastructure. Expanded access to sedimentary basins is intended to unlock domestic oil and gas resources. Wider piped natural gas coverage, solar generation, critical-mineral exploration, and nuclear and other non-fossil energy sources support the broader objective of energy self-reliance.
August 14, 2026
Show AI Summary
Current account deficit widened as merchandise trade imbalance expanded, despite stronger services surplus, transfers, and positive capital inflows.
India's current account deficit widened in June 2026, principally because merchandise imports increased faster than exports and expanded the merchandise trade deficit. A higher services surplus, increased net transfers and a narrower net income deficit provided partial offsets. Net capital inflows, including foreign direct investment and foreign portfolio investment, supported a positive overall monthly balance. During the April-June quarter, despite increased services surplus and net transfers, the overall balance shifted to a deficit as the merchandise trade deficit widened.
August 14, 2026
Show AI Summary
Concessional foreign-currency swap facility closes early for new FCNR(B) deposits while ECB and OFCB access remains available.
The concessional swap facility for FCNR(B) deposits encourages foreign-currency inflows and supports foreign-exchange liquidity. New FCNR(B) deposits eligible for the facility must be mobilised by 31 August 2026, while swaps for eligible deposits may be availed until 11 September 2026. The swap arrangement for External Commercial Borrowings and Overseas Foreign Currency Borrowings remains available until 31 December 2026.
August 14, 2026
Show AI Summary
Insurance grievance redressal requires initial insurer complaint, prompt acknowledgement, and escalation through integrated monitoring channels when resolution remains unsatisfactory.
Insurance policyholder grievances must first be raised with the concerned insurer, whose Grievance Redressal Officer and Board-level monitoring committee oversee redressal. Complaints received through digital channels, correspondence or call centres are recorded in the insurer's Complaints Management System, integrated with Bima Bharosa. Insurers must acknowledge complaints immediately and resolve them within 14 days. Where no response is received within a reasonable period or the response is unsatisfactory, policyholders may escalate through Bima Bharosa or designated helplines, email or physical correspondence.
August 14, 2026
Show AI Summary
Foreign exchange reserve growth reflects increases in foreign currency assets, gold holdings, special drawing rights, and IMF reserve position.
India's foreign exchange reserves rose to USD 707.002 billion for the week ended 7 August 2026. The increase comprised higher foreign currency assets, gold reserves, special drawing rights and the reserve position with the IMF. Foreign currency asset valuation incorporates appreciation or depreciation of non-US currencies held in reserve assets. Measures including the FCNR(B) scheme were introduced to attract additional foreign exchange inflows.
August 14, 2026
Show AI Summary
Wholesale and producer price indices show July inflation movements, provisional estimates, final revisions, and manufacturing input-price trends.
Wholesale Price Index, Output Producer Price Index, and trial Input Producer Price Index estimates under the 2022-23 base-year series set out provisional July 2026 measures and final May 2026 revisions. All-commodities WPI stood at 110.0 in July 2026, with year-on-year inflation of 9.78 per cent. The all-commodities Output PPI was unchanged at 109.9, while the trial Input PPI for manufacturing was provisionally estimated at 105.9. Final May WPI, Output PPI and trial Input PPI measures were revised from their respective provisional estimates.
August 14, 2026
Show AI Summary
Logistics data visibility enables EXIM container tracking, operational analytics and multimodal shipment monitoring across India's logistics chain.
Logistics Data Bank provides near real-time visibility of India's EXIM container movement through technology-based tracking and stakeholder monitoring tools. RFID-based coverage extends across ports, terminals, inland logistics facilities, rail networks, industrial zones, borders and highways. The platform uses RFID, Internet of Things, Big Data and Cloud technologies, with analytics on dwell time, transit time, and port and terminal performance to identify logistics bottlenecks. LDB 2.0 adds high-seas tracking of export containers and multimodal shipment visibility.
August 14, 2026
Show AI Summary
International organic buyer-seller linkages support Tripura producers through direct sourcing engagement, market access and sustainable export opportunities.
International Organic Buyer-Seller Meet in Tripura created a direct platform for organic producers, Farmer Producer Organisations, exporters and international buyers to explore sourcing opportunities, market requirements and long-term commercial linkages. Organic and naturally produced goods, including Queen Pineapple, GI-tagged Kalikhasa Rice, organic ginger and turmeric, black sesame, jackfruit and scented lemon, were showcased through product displays and producer interactions. The initiative seeks to strengthen global market access, sourcing partnerships and income opportunities for organic farmers.
August 14, 2026
Show AI Summary
Wholesale price inflation moderation was driven by softer fuel prices, while manufactured goods and primary articles recorded higher inflation.
Wholesale price inflation moderated in July, led by a decline in fuel and power inflation and a marginal easing in food-article inflation. Inflation in manufactured products and primary articles increased, making the moderation uneven across groups. Mineral oils, food articles, basic metals, non-food articles, food products, and chemical products remained significant inflation drivers. The output Producer Price Index remained unchanged year-on-year, with lower manufacturing and mining inflation offset by higher agriculture and electricity producer-price inflation.
August 14, 2026
Show AI Summary
International investment-grade issuer ratings support expanded foreign-currency funding, trade finance, correspondent banking and cross-border financial market access.
IDFC FIRST Bank's inaugural international investment-grade issuer credit ratings, with a stable outlook, are expected to improve access to international funding markets and global financial counterparties. The rating is intended to support standby letter of credit lines, foreign-currency funding through its GIFT City International Banking Unit, mobilisation of FCNR(B) deposits, correspondent banking relationships and cross-border trade finance. Strong capitalisation, improving profitability, stable asset quality and a granular retail funding profile underpin the outlook.
August 14, 2026
Show AI Summary
Clandestine psychotropic drug manufacturing faces enforcement targeting precursor chemicals, concealed laboratories, illicit production networks and trafficking operations.
Enforcement action against clandestine manufacture of psychotropic substances led to the detection of a residential drug-production facility. Searches recovered amphetamine and intermediary forms, precursor chemicals, reagents, raw materials, and manufacturing equipment. Field testing indicated the presence of amphetamine, a psychotropic substance regulated under the Narcotic Drugs and Psychotropic Substances Act, 1985. The recovered apparatus and materials indicated illicit manufacture, while preliminary investigation pointed to short-term, intermittently operated facilities intended to conceal production activities.
August 13, 2026
Show AI Summary
International banking unit expands cross-border financing, trade finance and foreign-currency service access through GIFT City operations.
UCO Bank has launched an International Financial Services Centre Banking Unit at GIFT City to provide permitted international banking services. The unit offers trade finance, external commercial borrowings, foreign-currency loans, loan syndication, treasury services and other permitted financial services. It serves Indian corporates, exporters, importers, financial institutions, overseas businesses and other eligible customers requiring cross-border financing and access to global financial markets. FCNR(B) deposits are also offered through the unit.
August 13, 2026
Show AI Summary
Last-mile credit access is prioritised through timely lending, wider beneficiary coverage, digital support and stronger fraud vigilance.
Banking-sector participation is emphasised through last-mile credit access for MSMEs, women entrepreneurs, rural artisans, small farmers and other underserved beneficiaries. Banks are urged to expedite government-scheme applications, maximise coverage and use technology for timely financial support. Industrial-policy assistance and incentives cover startups, SC/ST entrepreneurs, persons with disabilities and first-generation entrepreneurs. Greater coordination, expanded village banking access, and vigilance against cyber fraud and mule accounts are also prioritised.
August 13, 2026
Show AI Summary
Merchandise trade growth saw rising exports to major markets alongside increased imports and continuing United States trade-pact negotiations.
India's merchandise trade data records increased July exports to the United States and China, alongside growth in imports from both markets. Exports to Singapore, the United Arab Emirates, the Netherlands, Germany, South Africa, Tanzania, Australia, Malaysia, Sri Lanka, Italy and Vietnam showed positive growth, while July exports declined for the United Kingdom, Bangladesh, Saudi Arabia and Nepal. Imports also increased from Russia, Korea, Singapore, Germany, Oman, Malaysia, Taiwan and Brazil. India and the United States are negotiating a trade pact amid an additional United States tariff on India.
August 13, 2026
Show AI Summary
GST transport documentation enforcement addresses freight movement of metals without valid e-way bills and invoices under applicable rules.
GST enforcement action led to the seizure of copper and aluminium ingots transported by freight train without valid e-way bills and invoices. The metals were found in three train wagons during inspection of parcel cargo. Further proceedings are to be undertaken under applicable GST rules concerning movement of goods without prescribed transport documentation.
August 13, 2026
Show AI Summary
Merchandise trade deficit widens as import growth outpaces exports despite strong petroleum, electronics and engineering shipments.
Merchandise trade in July 2026 saw exports rise 19.63 per cent and imports increase 17.52 per cent, widening the trade deficit to a six-month high. Petroleum products, electronics, engineering goods and marine goods supported export growth, while crude oil and several commodity and capital-goods categories increased imports. During April-July 2026-27, faster import growth widened the cumulative merchandise trade deficit compared with the corresponding prior-year period.
August 13, 2026
Show AI Summary
Bribery allegations in GST enforcement prompted arrest after alleged payment demand to avoid a tax-liability notice.
Bribery allegations involving GST enforcement led to the arrest of a CGST Superintendent after a complaint alleged that payment was demanded from a private company to avoid issuance of a tax-liability demand notice and to close the matter. A trap operation resulted in the public servant being apprehended while allegedly accepting part of the demanded bribe, and the amount accepted was recovered. Searches were undertaken, and investigation remained ongoing.
August 13, 2026
Show AI Summary
Trade performance shows rising merchandise and services exports, but faster import growth expands the overall trade deficit.
India's combined merchandise and services exports and imports increased in July 2026 and April-July 2026-27, while the overall trade deficit widened. Cumulative exports were estimated at US$ 316.42 billion and imports at US$ 365.85 billion, resulting in a trade deficit of US$ 49.43 billion. Merchandise exports, non-petroleum exports, and exports excluding petroleum and gems and jewellery grew, led by petroleum products, electronic goods, engineering goods and chemicals. Services trade recorded a cumulative surplus of US$ 69.17 billion.
August 13, 2026
Show AI Summary
Student GIC referral programmes integrate connectivity credits with funding verification and post-arrival banking arrangements for eligible international students.
Referral arrangements connect mobile connectivity benefits with the Student Guaranteed Investment Certificate application journey. Applicants may access an online portal through a referral link, submit documents, complete know-your-customer verification, and fund the GIC from permitted Indian bank accounts in no more than two transactions. After arrival, students may activate the GIC account and open a linked bank account for receipt of GIC transfers. Eligible verified applicants receive non-cash mobile credits usable only against mobile bills, subject to a cap on the bill portion payable through credits.

News

Back

All News

Showing Results for :
Reset Filters
No Records Found

News

Back

All News

Showing Results for : Reset Filters
Customs & Trade

PM Surya Ghar Yojana 2026: How to Get Rs 78,000 Solar Subsidy & Cut Your Electricity Bill

September 2, 2026

Contents
Summary
Note

Note

-

Bookmark

Print

Print

New Delhi [India], September 2: Do you want to install rooftop solar but find the upfront cost too high? Want to reduce your monthly electricity bill for years to come? The PM Surya Ghar Muft Bijli Yojana can help you do both. The Government of India launched the scheme in February 2024 to help residential households install rooftop solar through financial support.

Under the PM Surya Ghar Yojana, eligible households can currently receive a central subsidy of up to ₹78,000.

The scheme has already grown quickly. As of 22 July 2026, 39.72 lakh rooftop solar systems had been installed, benefiting more than 48 lakh households.

DISCOMs also reported that over 18.93 lakh beneficiaries received a zero electricity bill during at least one billing period after installing rooftop solar.

Here is a simple guide to the PM Surya Ghar Muft Bijli Yojana 2026, including subsidy, eligibility, registration, cost, documents, application process and financing.

What Is PM Surya Ghar Muft Bijli Yojana? The PM Surya Ghar scheme is a Central Government programme that helps households install grid-connected rooftop solar systems.

It was approved with an outlay of ₹75,021 crore and aims to support rooftop solar installations in one crore residential households. The programme was designed to help participating households get up to 300 units of electricity per month through rooftop solar generation.

Instead of getting 300 units directly from the government every month, your rooftop system generates electricity from sunlight. The subsidy lowers your installation cost, while the solar electricity helps reduce the amount of power you need from the grid.

PM Surya Ghar Muft Bijli Yojana Subsidy 2026 The PM Surya Ghar subsidy depends on your rooftop solar system's capacity.

Subsidy Structure Rooftop Solar Capacity Central Subsidy 1 kW ₹30,000 2 kW ₹60,000 3 kW ₹78,000 Above 3 kW Maximum ₹78,000 The government provides ₹30,000 per kW for the first 2 kW and ₹18,000 for the additional 1 kW. The PM Surya Ghar solar subsidy is capped at 3 kW.

How Much Subsidy Do You Get for 1 kW, 2 kW and 3 kW? For a 1 kW system, you can receive ₹30,000. A 2 kW installation gets ₹60,000, while a 3 kW system gets the maximum central subsidy of ₹ 78,000.

Is There a Subsidy for Solar Systems Above 3 kW? Yes, but the amount does not increase with system size. An eligible 5 kW or 10 kW residential system can still receive a maximum central subsidy of ₹78,000.

Does the State Government Provide Additional Subsidy? Some states may offer additional incentives on top of the central PM Surya Ghar Yojana subsidy. These benefits are state-specific and can change, so check the latest information from your state renewable-energy agency or DISCOM before calculating the final cost.

Who Is Eligible for PM Surya Ghar Muft Bijli Yojana? According to the Government of India, PM Surya Ghar eligibility requires the applicant to: • Be an Indian citizen.

• Own a house with a roof suitable for solar installation.

• Have a valid electricity connection.

• Not have already received another subsidy for solar panels.

The scheme is demand-driven and available to eligible residential consumers across India, including rural households with grid-connected DISCOM connections.

Who Is Not Eligible? You may not qualify for residential CFA if you do not meet the scheme requirements. For example, commercial and institutional consumers do not receive the residential central subsidy even though rooftop solar can be installed on such properties.

A tenant also cannot claim the subsidy independently if they do not meet the eligibility and electricity connection requirements. Property ownership and the electricity connection should therefore be checked before starting the PM Surya Ghar application.

How to Apply for PM Surya Ghar Muft Bijli Yojana Online The PM Surya Ghar apply online application process is handled through the National Portal.

Step 1: Visit the Official Portal Go to the official PM Surya Ghar National Portal.

Step 2: Register Using Your Details Complete your PM Surya Ghar registration by selecting your state and DISCOM, then provide the required details.

Step 3: Enter Electricity Connection Details Log in using your consumer number and mobile number.

Step 4: Submit the Rooftop Solar Application Complete the online rooftop solar form with the required information.

Step 5: Receive DISCOM Approval Wait for technical feasibility approval from your DISCOM.

Step 6: Select a Registered Vendor Choose an eligible vendor listed for your solar installation.

Step 7: Install the Rooftop Solar System Once you receive approval, complete the installation through the selected vendor.

Step 8: Complete Documentation After installation, submit the plant details through the portal.

Step 9: Complete Net Metering Apply for and complete the applicable net-metering requirements.

Step 10: Submit Details for CFA After DISCOM inspection, obtain the commissioning certificate and submit your bank details and required information.

Step 11: Receive the Subsidy The subsidy is transferred directly to the registered bank account after the required verification. Government guidance states that you can receive the subsidy within 30 days after completing the required final submission.

Freyr Energy also helps with documentation, net metering, and subsidy processing, reducing the steps homeowners must manage themselves.

Documents Required for PM Surya Ghar Yojana The exact PM Surya Ghar documents requested can depend on the application stage and DISCOM. Keep important documents and information such as your electricity consumer details, identity details, property-related information and bank details ready.

At the final subsidy stage, government guidance specifically requires bank account details and a cancelled cheque after commissioning.

How Does PM Surya Ghar Muft Bijli Yojana Work? The process is simple: Apply → Get DISCOM approval → Install rooftop solar → Complete net metering and inspection → Receive subsidy → Generate your own electricity.

During the day, your PM Surya Ghar rooftop solar system generates electricity for your home. With net metering, eligible surplus electricity sent to the grid is accounted for under applicable state regulations.

The impact is already visible. In FY 2025–26 alone, 18.71 lakh rooftop systems with 6.7 GW capacity were installed, benefiting 22.71 lakh households.

PM Surya Ghar Yojana Solar Panel Cost The PM Surya Ghar solar panel price depends on system size, equipment and installation requirements. Based on Freyr Energy's current residential pricing: System Approx. Complete System Cost Central Subsidy Approx. Cost After Subsidy 1 kW ₹1.20–₹1.30 lakh ₹30,000 ₹90,000–₹1.00 lakh 2 kW ₹1.80–₹1.90 lakh ₹60,000 ₹1.20–₹1.30 lakh 3 kW ₹2.30–₹2.40 lakh ₹78,000 ₹1.52–₹1.62 lakh These figures represent complete solar installation costs, not only the module price.

• 1 kW Solar Panel Cost After Subsidy: A 1 kW system costing ₹1.20–₹1.30 lakh can drop to about ₹90,000–₹1 lakh after the ₹30,000 subsidy.

• 2 kW Solar Panel CostAfter Subsidy: A 2 kW system costing ₹1.80–₹1.90 lakh can cost around ₹1.20–₹1.30 lakh after the ₹60,000 subsidy.

• 3 kW Solar Panel Cost After Subsidy: A 3 kW system costing ₹2.30–₹2.40 lakh can come down to approximately ₹1.52–₹1.62 lakh after the maximum ₹78,000 central subsidy.

Eligible Freyr customers may also receive an additional ₹22,000 Freyr discount, taking combined potential savings to up to ₹1 lakh where applicable.

PM Surya Ghar Yojana 1 kW vs 2 kW vs 3 kW Solar System Factor 1 kW 2 kW 3 kW Central subsidy ₹30,000 ₹60,000 ₹78,000 Suitable household Lower consumption Moderate consumption Higher consumption Approx. generation/month* ~120 units ~240 units ~360 units Freyr system price ₹1.20–₹1.30L ₹1.80–₹1.90L ₹2.30–₹2.40L Roof area guideline 100 sq. ft.

200 sq. ft.

300 sq. ft.

Potential bill savings Depends on tariff/use Depends on tariff/use Depends on tariff/use *Generation is an approximate planning estimate and varies with sunlight, location, shading, weather and system performance.

For another simple sizing reference, Freyr recommends around 1 kW for bills up to ₹2,000, 2 kW for ₹2,000–₹3,500 and 3 kW for ₹3,500–₹5,000.

Benefits of PM Surya Ghar Muft Bijli Yojana The main benefits of PM Surya Ghar are lower installation cost and lower dependence on grid electricity.

The scheme also provides access to affordable financing. At the national level, it is creating measurable impact: the government estimates that rooftop installations in one crore households could generate 1,000 billion units of renewable electricity and avoid 720 million tonnes of CO2-equivalent emissions over 25 years.

For homeowners, a properly sized rooftop system can also sharply reduce electricity bills. Freyr Energy states that its residential solar system can reduce monthly electricity bills by up to 90%.

What Is Net Metering Under PM Surya Ghar? Net metering uses a bidirectional meter to account for electricity taken from the grid and surplus solar electricity exported to it.

For example, your rooftop system may generate more electricity than your home needs during sunny daytime hours. The surplus can flow to the grid and be adjusted according to your state's applicable net-metering regulations.

Rules vary by state and DISCOM, so check them before installation.

PM Surya Ghar Loan / Financing Options You do not necessarily need to pay the complete solar cost upfront.

As of July 2026, the government states that collateral-free loans are available from nationalised banks at a concessional rate of repo rate + 50 basis points, currently 5.75% per year, with a tenure of 10 years.

Financing has already been widely used. By September 2025, public-sector banks had sanctioned more than 5.79 lakh applications worth ₹10,907 crore under the scheme.

Freyr Energy also offers solar financing support, with EMI options starting from ₹1,466 per month and tenure up to 120 months, subject to eligibility and lender terms.

How to Check PM Surya Ghar Application Status To check your PM Surya Ghar application status, log in to the National Portal using your registered consumer details. You can follow the progress of your application through stages such as feasibility approval, installation, inspection and commissioning.

Keep your application and consumer details available when checking the status or contacting your DISCOM.

How to Check PM Surya Ghar Subsidy Status Your PM Surya Ghar subsidy status can also be tracked through the National Portal after installation and commissioning.

Make sure your bank details are correct and that all required commissioning information has been submitted. The final subsidy is transferred through Direct Benefit Transfer after successful verification.

State-Wise PM Surya Ghar Muft Bijli Yojana The PM Surya Ghar Yojana is available across India for eligible residential consumers with grid-connected DISCOM connections.

However, net-metering procedures, DISCOM approvals, vendor availability and additional state incentives can differ. Always check the rules applicable to your state instead of assuming the process is identical everywhere.

Common Mistakes to Avoid While Applying Avoid these common errors: • Applying before checking your eligibility.

• Entering the wrong electricity consumer details.

• Choosing a vendor without checking registration requirements.

• Installing before receiving the required DISCOM approval.

• Assuming subsidy increases beyond 3 kW.

• Providing incorrect bank details.

• Forgetting net-metering or commissioning requirements.

• Comparing only panel prices instead of complete system costs.

Correct documentation and following the portal sequence can prevent unnecessary delays in your PM Surya Ghar application.

PM Surya Ghar Muft Bijli Yojana vs PM-KUSUM These two government solar schemes serve different purposes.

PM Surya Ghar PM-KUSUM Mainly residential rooftop solar Mainly agriculture-focused solar Residential electricity consumers Farmers and agricultural users Rooftop solar systems Solar pumps, pump solarisation and decentralised generation Residential CFA up to ₹78,000 Component-wise financial assistance Focuses on household electricity Focuses strongly on agricultural energy PM-KUSUM supports areas such as standalone solar agricultural pumps, solarisation of existing grid-connected pumps and decentralised renewable power plants. It should not be confused with the residential PM Surya Ghar scheme.

Frequently Asked Questions What is PM Surya Ghar Muft Bijli Yojana? It is a Central Government scheme that supports residential rooftop solar installations through subsidies and financing.

How much subsidy is given under PM Surya Ghar? The PM Surya Ghar subsidy is ₹30,000 for 1 kW, ₹60,000 for 2 kW and ₹78,000 for 3 kW or higher eligible residential systems.

Is PM Surya Ghar subsidy available for 5 kW? Yes. An eligible 5 kW residential installation can receive the subsidy, but the central CFA is capped at ₹78,000.

How can I apply for PM Surya Ghar Muft Bijli Yojana online? Complete the PM Surya Ghar registration through the National Portal, submit your rooftop solar application, receive DISCOM approval and follow the installation and commissioning process.

Who can apply for the solar scheme? Eligible Indian residential consumers who meet the ownership, rooftop, electricity connection and previous-subsidy conditions can apply.

How much does a 3 kW solar system cost? Freyr's current reference price is approximately ₹2.30–₹2.40 lakh before subsidy, or around ₹1.52–₹1.62 lakh after the ₹78,000 central subsidy.

What documents are required for PM Surya Ghar Yojana? You need the required consumer, identity, property and bank information. At the final subsidy stage, bank details and a cancelled cheque are required.

How can I check my PM Surya Ghar application status? Log in to the National Portal with your registered details and view the progress of your rooftop solar application.

How can I check my PM Surya Ghar subsidy status? After commissioning, use the National Portal to track the subsidy process and ensure you submitted your bank and commissioning details correctly.

Can tenants apply for PM Surya Ghar Yojana? The standard eligibility requires the applicant household to own a house with a suitable roof. Tenants should therefore verify their eligibility and connection/ownership arrangement before applying.

Is PM Surya Ghar Yojana available in all states? Yes. It is a national demand-driven scheme available to eligible residential consumers across the country with grid-connected DISCOM connections.

How long does it take to receive the subsidy? Government guidance states that after commissioning and submitting the required bank information, you can receive the solar subsidy within 30 days.

Can I take a loan to install solar panels under PM Surya Ghar? Yes. The scheme supports collateral-free concessional financing. The government reported a 5.75% p.a. concessional rate as of July 2026 for the applicable nationalised-bank loan facility.

Is PM Surya Ghar Yojana the same as PM-KUSUM? No. PM Surya Ghar mainly supports residential rooftop solar, while PM-KUSUM focuses on farmers, solar agricultural pumps, pump solarisation and decentralised renewable generation.

(Disclaimer: The above press release comes to you under an arrangement with PNN and PTI takes no editorial responsibility for the same.). PTI PWR PWR

Topics

Acts Income Tax