Loading...

Top
Help
×

By creating an account you can:

Logo TaxTMI
Call Us / Help / Feedback

Contact Us At :

E-mail: [email protected]

Call / WhatsApp at: +91 99117 96707

For more information, Check Contact Us

FAQs :

To know Frequently Asked Questions, Check FAQs

Most Asked Video Tutorials :

For more tutorials, Check Video Tutorials

Submit Feedback/Suggestion :

Email :
Please provide your email address so we can follow up on your feedback.
Category :
Description :
Min 15 characters 0/2000
Make Most of Text Search
  1. Checkout this video tutorial: How to search effectively on TaxTMI.
  2. Put words in double quotes for exact word search, eg: "income tax"
  3. Avoid noise words such as : 'and, of, the, a'
  4. Sort by Relevance to get the most relevant document.
  5. Press Enter to add multiple terms/multiple phrases, and then click on Search to Search.
  6. Text Search
  7. The system will try to fetch results that contains ALL your words.
  8. Once you add keywords, you'll see a new 'Search In' filter that makes your results even more precise.
  9. Text Search
Add to...
You have not created any category. Kindly create one to bookmark this item!
Create New Category
Hide
Title :
Description :
❮❮ Hide
Default View
Expand ❯❯
Close ✕
🔎 News - Adv. Search
TEXT SEARCH:

Press 'Enter' to add multiple search terms. Rules for Better Search

Search In:
Main Text + AI Text
  • Main Text
  • Main Text + AI Text
  • AI Text
Category: ?
Categorized by AI
---- All Categories ----
  • ---- All Categories ----
  • Income Tax
  • GST
  • Customs, DGFT & SEZ
  • FEMA & RBI
  • Corp. Laws, SEBI & IBC
  • PMLA, Black Money & ED
  • Budget
  • News and Press Release
  • PTI News
Month:
---- All Months ----
  • ---- All Months ----
  • January
  • February
  • March
  • April
  • May
  • June
  • July
  • August
  • September
  • October
  • November
  • December
Year:
---- All Years ----
  • ---- All Years ----
  • 2026
  • 2025
  • 2024
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011
Sort By: ?
In Sort By 'Default', exact matches for text search are shown at the top, followed by the remaining results in their regular order.
Relevance Default Date
    India’s Foreign Exchange Markets: Getting ready for the next Decade [Keynote Address delivered by Deputy Governor Shri Rohit Jain on the Annual Day ...
    Govt rejects ethanol link to sugar price surge, says duty free imports allowed to curb prices
    China moves to wrap up saga of troubled property giant Evergrande after founder gets life sentence
    India's forex kitty swells USD 9.9 bn to USD 716.9 bn
    Bengaluru airport: AERA slashes user development fee to Rs 300 for domestic passengers
    NUMR Inc. helps deliver Axis Bank's data-driven excellence in customer experience
    ED can't add old FIR to Enforcement Case Information Report to sustain PMLA proceedings: Delhi HC
    Rupee settles on flat note, 3 paise higher at 95.71 against US dollar
    VinFast India Partners with Federal Bank to Strengthen Dealer Financing Ecosystem
    Sugar prices soar to Rs 70 per kg ahead of festive season in Bengal, jaggery also dearer
    Rupee gains 9 paise to 95.65 against US dollar in early trade
    Union Minister of State for Finance Shri Pankaj Chaudhary participated virtually in 21st Award Ceremony of Security Printing and Minting Corporation o...
    Over 745 gram gold paste seized at IGI; Customs nab carrier, receiver
    Quebec remains cautious on Canada-US trade deal as Ottawa pushes to restore US alcohol
    No cases of foreigners getting Aadhaar, other govt benefits reported during SIR in K'taka: Minister
    Govt allows free imports of 10 lakh tn raw sugar until Oct 31; caps sugar stock for bulk consumers
    Govt allows free imports of 10 lakh tn raw sugar until Oct 31
    DFS Organises Workshop to Strengthen Implementation of Reservation Policy Across Public Financial Institutions
    DPIIT Signs MoUs with PhonePe and Shell India to Strengthen Startup Ecosystem and Drive Innovation
    Union Minister of Commerce and Industry Shri Piyush Goyal Strengthens India-Singapore Economic Partnership through High-Level Bilateral and Business E...
❯❯
Maximize Maximize Maximize
0 / 200
Expand Note
Add to Folder

No Folders have been created

+

Are you sure you want to delete "My most important" ?

NOTE:

News
Showing Results for :
Reset Filters
Results Found:
Show All Summaries Hide All Summaries
August 21, 2026
Show AI Summary
Foreign exchange market modernisation prioritises delegated decisions, customer transparency, digital workflows, local-currency settlement and accountable risk management.
Foreign exchange market modernisation advances a facilitative, principles-based framework based on delegated decision-making by Authorised Dealers, risk-based reporting, and customer-centric service standards. Authorised Dealers must apply clear internal policies, avoid unnecessary documentation, disclose charges, timelines and grievance mechanisms, and ensure consistent treatment of comparable transactions. Local-currency settlement requires viable trade corridors, competitive hedging, correspondent relationships and robust AML/CFT controls. Digital workflows, electronic trading and reporting infrastructure should improve transparency and resilience, while automated tools remain subject to explainability, review and data-protection safeguards.
August 21, 2026
Show AI Summary
Sugar price containment measures restrict stockholding, permit duty-free imports, and strengthen inventory verification to deter hoarding.
Sugar price containment measures include stock limits for dealers, consumption-based inventory restrictions for bulk consumers, duty-free raw sugar imports, and physical verification of mill stocks to prevent hoarding and artificial scarcity. Price increases are attributed to lower domestic output, festive demand, crop damage, tighter global supplies, and speculation rather than sugar diversion for ethanol. Earlier crushing is advised to improve seasonal availability, while the ethanol programme supports management of sugar surpluses, mill liquidity, and timely sugarcane payments.
August 21, 2026
Show AI Summary
Cross-border insolvency enforcement constrains asset recovery as Evergrande liquidation, founder asset confiscation, and audit-related claims continue.
Evergrande's insolvency process involves liquidation proceedings for its mainland property-development unit and its Hong Kong-listed holding company. Cross-border recovery is constrained by separate Hong Kong and mainland China legal systems, particularly because most operational assets are located in mainland China. Liquidators are pursuing asset-tracing and recovery measures against the founder and connected persons, as well as claims concerning pre-collapse audits. Investigations identified revenue overstatement through manipulated financial data. Creditor recoveries are expected to be limited due to substantial liabilities and constraints on asset realisation.
August 21, 2026
Show AI Summary
Foreign exchange reserves rose through higher currency assets and gold holdings amid measures to attract external forex inflows.
India's foreign exchange reserves increased during the reporting week, led by higher foreign currency assets and gold reserves. Foreign currency assets include the dollar-value effects of movements in non-US currencies held as reserves. Special drawing rights declined marginally, while the reserve position with the International Monetary Fund increased marginally. Concessional swap arrangements formed part of measures to attract foreign-exchange inflows, while earlier reserve movements were linked to rupee pressure and dollar-sale intervention in the foreign-exchange market.
August 21, 2026
Show AI Summary
Incremental tariff recovery aligns airport user charges with completed infrastructure, preventing passengers from funding non-operational capital projects prematurely.
User development fees and airport tariffs for Bengaluru International Airport have been revised for the April 2026 to March 2031 control period. The incremental Average Revenue Requirement framework excludes costs of identified high-value capital projects from tariffs until the relevant assets are completed, commissioned and available for users. Incremental tariff recovery may begin only upon operational availability, aligning charges with infrastructure use, reducing premature recovery risk for passengers and airlines, and encouraging timely completion of major capital works.
August 21, 2026
Show AI Summary
Customer experience analytics enables banks to convert real-time feedback into operational improvements across high-value customer journeys.
Customer experience analytics is used in banking to transform customer data and real-time feedback into operational improvements across key customer journeys. Operational teams retain responsibility for strategy and execution, supported by in-house analytics and technology platforms for multi-channel journey mapping, journey analytics and prioritisation of high-value customer segments. AI-driven customer experience management tools capture customer signals, analyse journey performance and operationalise actionable insights across teams.
August 21, 2026
Show AI Summary
Predicate-offence dependency limits retrospective addition of old FIRs to preserve money-laundering proceedings after the original scheduled offence is closed.
Predicate-offence dependency under the Prevention of Money Laundering Act requires an ECIR to rest on a subsisting scheduled offence. Closure of the FIR forming its basis through an accepted cancellation report prevents continuation of money-laundering proceedings unless that closure is overturned. A previously registered FIR cannot be belatedly added merely to preserve an existing ECIR and coercive powers. Where statutory requirements are met, an independently registered ECIR may be required. Expansion of an ECIR cannot rest solely on tenuous factual links between successive disputes.
August 21, 2026
Show AI Summary
Indian rupee export invoicing rules now permit overseas contracts and invoices in rupees or foreign currency for eligible destinations.
Foreign Trade Policy provisions were amended to facilitate invoicing of overseas exports and receipt of export payments in Indian rupees. For exports to countries outside the Asian Clearing Union, export contracts and invoices may be denominated in Indian rupees or any foreign currency, replacing the earlier general requirement that export earnings be received in a freely convertible currency. The applicable requirements vary according to the destination country.
August 21, 2026
Show AI Summary
Dealer inventory financing supports working-capital flexibility, vehicle inventory management and electric-vehicle network expansion for authorised dealers.
Dealer inventory financing is to be provided by Federal Bank to VinFast India's authorised dealer network under a memorandum of understanding. The tailored financing is intended to improve dealers' working-capital flexibility, support maintenance of vehicle inventory, strengthen operational capability, and enable timely response to demand as the electric-vehicle distribution network expands.
August 21, 2026
Show AI Summary
Sugar supply pressures drive festive-season price increases as imports, stockholding limits and ethanol diversion shape market conditions.
Sugar prices in Bengal have risen sharply ahead of the festive season, with higher prices also affecting jaggery and other sugar-derived products. Supply constraints, mill stock releases, lower production in Brazil, ethanol diversion and possible hoarding have been identified as contributing factors. Raw-sugar imports have been permitted to augment availability, while stockholding restrictions limit inventories of specified bulk consumers. Lower projected closing stocks and possible future production effects from El Nino may sustain pressure on sugar availability and increase costs for sweetmeat producers.
August 21, 2026
Show AI Summary
Foreign currency inflows and FCNR(B) deposits supported rupee sentiment, while oil prices and geopolitical risks constrained currency strength.
The rupee strengthened marginally against the US dollar as the dollar index softened, but elevated crude oil prices, geopolitical uncertainty, reduced foreign participation and net foreign equity outflows constrained currency sentiment. RBI measures to attract foreign currency inflows, including FCNR(B) deposits, were expected to generate substantial inflows, although these had not produced meaningful rupee strength. Energy-market disruption and restrictions on fuel exports through the Strait of Hormuz added to external-sector pressures.
August 21, 2026
Show AI Summary
Sovereign security production priorities emphasise compliance, modernisation, employee innovation and operational excellence across currency, passport and coinage manufacturing.
SPMCIL performs a sovereign production mandate covering secure currency, coinage, passports and other products of national importance through its mints, currency presses, security presses and paper mill. Modernisation, compliance, transparency, efficiency, productivity, quality and corporate governance support the fulfilment of sovereign requirements. Individual employees and units were recognised for performance in productivity, environment and safety, energy conservation, knowledge and development, vigilance, and official-language implementation.
August 20, 2026
Show AI Summary
Customs enforcement against suspected gold smuggling leads to baggage seizure and apprehension of the alleged intended receiver.
Customs officers intercepted an arriving passenger at the green channel on intelligence inputs and examined baggage after X-ray screening indicated suspicious images. The examination recovered two oval capsules containing gold paste concealed in the baggage. Interrogation indicated that an alleged receiver was waiting outside the airport to collect the suspected smuggled gold. Customs officers apprehended the alleged receiver, and further investigation remains underway.
August 20, 2026
Show AI Summary
Provincial alcohol sales restrictions remain subject to economic impact assessment under proposed bilateral trade agreement negotiations.
Provincial control over alcohol distribution remains distinct from federal trade-making authority. Quebec retains authority over whether United States alcohol is offered through its government-controlled liquor distribution system, despite lacking a veto over a bilateral trade agreement. Federal requests to restore United States alcohol to retail shelves cannot compel provincial action. Proposed trade commitments also concern restrictions on United States agricultural products and Canada's dairy import regime, which applies lower tariffs within designated import volumes and higher duties beyond those volumes.
August 20, 2026
Show AI Summary
Electoral-roll verification found no reported cases of specified foreign nationals receiving identity-linked benefits or voter registration.
Electoral-roll special intensive revision recorded no reported cases of Pakistani, Bangladeshi or Iranian nationals obtaining Aadhaar cards, ration cards, other government benefits, or voter registration. Illegal immigrants are identified through police monitoring, intelligence measures, specialised operations and a Special Task Force. Overstayers are recorded through the District Police Module and Foreigners Identification Portal and produced before Foreigners Regional Registration Officer authorities. Persons found to be residing illegally are reported to the concerned central divisions, proceeded against through registered cases, retained pending case disposal and exit permits, and subjected to deportation steps.
August 20, 2026
Show AI Summary
Raw sugar tariff-rate quota permits duty-free imports while bulk consumers face consumption-based sugar stockholding limits.
Raw sugar imports are permitted duty-free under a tariff rate quota until 31 October 2026, with online allocation to eligible millers and refiners having functional refining capacity. Applicants must provide a refining-capacity declaration and supporting Consent to Operate; preference applies to importers undertaking timely completion of imports, while non-utilisation or failure to surrender allocations constitutes non-compliance. Bulk sugar consumers meeting the prescribed consumption threshold are subject to a stock cap of 15 days' consumption from 1 September to 30 November 2026.
August 20, 2026
Show AI Summary
Duty-free raw sugar imports under tariff rate quota seek to improve domestic supply and contain rising sugar prices.
Duty-free import of 10 lakh metric tonnes of raw sugar is permitted under a tariff rate quota until 31 October 2026. The import-policy measure seeks to increase domestic raw-sugar availability and restrain rising local prices amid reduced opening stocks. Price-containment measures also include a stockholding limit for bulk consumers using more than 10 tonnes of sugar monthly, restricting holdings to 15 days' consumption.
August 20, 2026
Show AI Summary
Reservation policy implementation is strengthened through capacity building, uniform institutional practices, welfare measures, and improved financial accessibility for Divyangjans.
Reservation policy implementation across Public Sector Banks, Public Sector Insurance Companies, sectoral regulators and Public Financial Institutions is being strengthened through a capacity-building workshop. The programme seeks uniform and effective application of Government reservation policies and related welfare measures. Senior human-resource functionaries and Chief Liaison Officers considered practical implementation issues, actionable measures for consistency, and operational concerns. It also focuses on improving accessibility of financial services for Divyangjans.
August 20, 2026
Show AI Summary
Startup ecosystem support expands through digital infrastructure, mentorship, market linkages and specialised assistance for energy and climate-tech innovation.
DPIIT's collaborations with PhonePe and Shell India create support mechanisms for DPIIT-recognised startups through technology access, digital infrastructure, mentorship, market opportunities and industry networks. PhonePe will provide transaction credits, access to the Indus AppStore, onboarding support, brand visibility, and training on fintech, sales, go-to-market strategy and business scaling. Shell India will assist energy and climate-tech startups through mentorship, strategic guidance, investor and incubator connections, participation opportunities, and knowledge-sharing materials on innovation and best practices.
August 20, 2026
Show AI Summary
India-Singapore economic cooperation advances through trade, investment, technology and business linkages, including agriculture, fintech and sustainable infrastructure collaboration.
India-Singapore economic cooperation was advanced through ministerial, business and government-to-business engagements focused on deepening bilateral trade, investment, technology and commercial linkages. Discussions addressed agri-exports, GCC-based commercial parks, fintech and sustainable infrastructure, alongside expanding agricultural market linkages. The engagements reinforced commitment to strengthening trade, investment, technology and business-to-business cooperation.

News

Back

All News

Showing Results for :
Reset Filters
No Records Found

News

Back

All News

Showing Results for : Reset Filters
Customs & Trade

PM Surya Ghar Yojana 2026: How to Get Rs 78,000 Solar Subsidy & Cut Your Electricity Bill

September 2, 2026

Contents
Summary
Note

Note

-

Bookmark

Print

Print

New Delhi [India], September 2: Do you want to install rooftop solar but find the upfront cost too high? Want to reduce your monthly electricity bill for years to come? The PM Surya Ghar Muft Bijli Yojana can help you do both. The Government of India launched the scheme in February 2024 to help residential households install rooftop solar through financial support.

Under the PM Surya Ghar Yojana, eligible households can currently receive a central subsidy of up to ₹78,000.

The scheme has already grown quickly. As of 22 July 2026, 39.72 lakh rooftop solar systems had been installed, benefiting more than 48 lakh households.

DISCOMs also reported that over 18.93 lakh beneficiaries received a zero electricity bill during at least one billing period after installing rooftop solar.

Here is a simple guide to the PM Surya Ghar Muft Bijli Yojana 2026, including subsidy, eligibility, registration, cost, documents, application process and financing.

What Is PM Surya Ghar Muft Bijli Yojana? The PM Surya Ghar scheme is a Central Government programme that helps households install grid-connected rooftop solar systems.

It was approved with an outlay of ₹75,021 crore and aims to support rooftop solar installations in one crore residential households. The programme was designed to help participating households get up to 300 units of electricity per month through rooftop solar generation.

Instead of getting 300 units directly from the government every month, your rooftop system generates electricity from sunlight. The subsidy lowers your installation cost, while the solar electricity helps reduce the amount of power you need from the grid.

PM Surya Ghar Muft Bijli Yojana Subsidy 2026 The PM Surya Ghar subsidy depends on your rooftop solar system's capacity.

Subsidy Structure Rooftop Solar Capacity Central Subsidy 1 kW ₹30,000 2 kW ₹60,000 3 kW ₹78,000 Above 3 kW Maximum ₹78,000 The government provides ₹30,000 per kW for the first 2 kW and ₹18,000 for the additional 1 kW. The PM Surya Ghar solar subsidy is capped at 3 kW.

How Much Subsidy Do You Get for 1 kW, 2 kW and 3 kW? For a 1 kW system, you can receive ₹30,000. A 2 kW installation gets ₹60,000, while a 3 kW system gets the maximum central subsidy of ₹ 78,000.

Is There a Subsidy for Solar Systems Above 3 kW? Yes, but the amount does not increase with system size. An eligible 5 kW or 10 kW residential system can still receive a maximum central subsidy of ₹78,000.

Does the State Government Provide Additional Subsidy? Some states may offer additional incentives on top of the central PM Surya Ghar Yojana subsidy. These benefits are state-specific and can change, so check the latest information from your state renewable-energy agency or DISCOM before calculating the final cost.

Who Is Eligible for PM Surya Ghar Muft Bijli Yojana? According to the Government of India, PM Surya Ghar eligibility requires the applicant to: • Be an Indian citizen.

• Own a house with a roof suitable for solar installation.

• Have a valid electricity connection.

• Not have already received another subsidy for solar panels.

The scheme is demand-driven and available to eligible residential consumers across India, including rural households with grid-connected DISCOM connections.

Who Is Not Eligible? You may not qualify for residential CFA if you do not meet the scheme requirements. For example, commercial and institutional consumers do not receive the residential central subsidy even though rooftop solar can be installed on such properties.

A tenant also cannot claim the subsidy independently if they do not meet the eligibility and electricity connection requirements. Property ownership and the electricity connection should therefore be checked before starting the PM Surya Ghar application.

How to Apply for PM Surya Ghar Muft Bijli Yojana Online The PM Surya Ghar apply online application process is handled through the National Portal.

Step 1: Visit the Official Portal Go to the official PM Surya Ghar National Portal.

Step 2: Register Using Your Details Complete your PM Surya Ghar registration by selecting your state and DISCOM, then provide the required details.

Step 3: Enter Electricity Connection Details Log in using your consumer number and mobile number.

Step 4: Submit the Rooftop Solar Application Complete the online rooftop solar form with the required information.

Step 5: Receive DISCOM Approval Wait for technical feasibility approval from your DISCOM.

Step 6: Select a Registered Vendor Choose an eligible vendor listed for your solar installation.

Step 7: Install the Rooftop Solar System Once you receive approval, complete the installation through the selected vendor.

Step 8: Complete Documentation After installation, submit the plant details through the portal.

Step 9: Complete Net Metering Apply for and complete the applicable net-metering requirements.

Step 10: Submit Details for CFA After DISCOM inspection, obtain the commissioning certificate and submit your bank details and required information.

Step 11: Receive the Subsidy The subsidy is transferred directly to the registered bank account after the required verification. Government guidance states that you can receive the subsidy within 30 days after completing the required final submission.

Freyr Energy also helps with documentation, net metering, and subsidy processing, reducing the steps homeowners must manage themselves.

Documents Required for PM Surya Ghar Yojana The exact PM Surya Ghar documents requested can depend on the application stage and DISCOM. Keep important documents and information such as your electricity consumer details, identity details, property-related information and bank details ready.

At the final subsidy stage, government guidance specifically requires bank account details and a cancelled cheque after commissioning.

How Does PM Surya Ghar Muft Bijli Yojana Work? The process is simple: Apply → Get DISCOM approval → Install rooftop solar → Complete net metering and inspection → Receive subsidy → Generate your own electricity.

During the day, your PM Surya Ghar rooftop solar system generates electricity for your home. With net metering, eligible surplus electricity sent to the grid is accounted for under applicable state regulations.

The impact is already visible. In FY 2025–26 alone, 18.71 lakh rooftop systems with 6.7 GW capacity were installed, benefiting 22.71 lakh households.

PM Surya Ghar Yojana Solar Panel Cost The PM Surya Ghar solar panel price depends on system size, equipment and installation requirements. Based on Freyr Energy's current residential pricing: System Approx. Complete System Cost Central Subsidy Approx. Cost After Subsidy 1 kW ₹1.20–₹1.30 lakh ₹30,000 ₹90,000–₹1.00 lakh 2 kW ₹1.80–₹1.90 lakh ₹60,000 ₹1.20–₹1.30 lakh 3 kW ₹2.30–₹2.40 lakh ₹78,000 ₹1.52–₹1.62 lakh These figures represent complete solar installation costs, not only the module price.

• 1 kW Solar Panel Cost After Subsidy: A 1 kW system costing ₹1.20–₹1.30 lakh can drop to about ₹90,000–₹1 lakh after the ₹30,000 subsidy.

• 2 kW Solar Panel CostAfter Subsidy: A 2 kW system costing ₹1.80–₹1.90 lakh can cost around ₹1.20–₹1.30 lakh after the ₹60,000 subsidy.

• 3 kW Solar Panel Cost After Subsidy: A 3 kW system costing ₹2.30–₹2.40 lakh can come down to approximately ₹1.52–₹1.62 lakh after the maximum ₹78,000 central subsidy.

Eligible Freyr customers may also receive an additional ₹22,000 Freyr discount, taking combined potential savings to up to ₹1 lakh where applicable.

PM Surya Ghar Yojana 1 kW vs 2 kW vs 3 kW Solar System Factor 1 kW 2 kW 3 kW Central subsidy ₹30,000 ₹60,000 ₹78,000 Suitable household Lower consumption Moderate consumption Higher consumption Approx. generation/month* ~120 units ~240 units ~360 units Freyr system price ₹1.20–₹1.30L ₹1.80–₹1.90L ₹2.30–₹2.40L Roof area guideline 100 sq. ft.

200 sq. ft.

300 sq. ft.

Potential bill savings Depends on tariff/use Depends on tariff/use Depends on tariff/use *Generation is an approximate planning estimate and varies with sunlight, location, shading, weather and system performance.

For another simple sizing reference, Freyr recommends around 1 kW for bills up to ₹2,000, 2 kW for ₹2,000–₹3,500 and 3 kW for ₹3,500–₹5,000.

Benefits of PM Surya Ghar Muft Bijli Yojana The main benefits of PM Surya Ghar are lower installation cost and lower dependence on grid electricity.

The scheme also provides access to affordable financing. At the national level, it is creating measurable impact: the government estimates that rooftop installations in one crore households could generate 1,000 billion units of renewable electricity and avoid 720 million tonnes of CO2-equivalent emissions over 25 years.

For homeowners, a properly sized rooftop system can also sharply reduce electricity bills. Freyr Energy states that its residential solar system can reduce monthly electricity bills by up to 90%.

What Is Net Metering Under PM Surya Ghar? Net metering uses a bidirectional meter to account for electricity taken from the grid and surplus solar electricity exported to it.

For example, your rooftop system may generate more electricity than your home needs during sunny daytime hours. The surplus can flow to the grid and be adjusted according to your state's applicable net-metering regulations.

Rules vary by state and DISCOM, so check them before installation.

PM Surya Ghar Loan / Financing Options You do not necessarily need to pay the complete solar cost upfront.

As of July 2026, the government states that collateral-free loans are available from nationalised banks at a concessional rate of repo rate + 50 basis points, currently 5.75% per year, with a tenure of 10 years.

Financing has already been widely used. By September 2025, public-sector banks had sanctioned more than 5.79 lakh applications worth ₹10,907 crore under the scheme.

Freyr Energy also offers solar financing support, with EMI options starting from ₹1,466 per month and tenure up to 120 months, subject to eligibility and lender terms.

How to Check PM Surya Ghar Application Status To check your PM Surya Ghar application status, log in to the National Portal using your registered consumer details. You can follow the progress of your application through stages such as feasibility approval, installation, inspection and commissioning.

Keep your application and consumer details available when checking the status or contacting your DISCOM.

How to Check PM Surya Ghar Subsidy Status Your PM Surya Ghar subsidy status can also be tracked through the National Portal after installation and commissioning.

Make sure your bank details are correct and that all required commissioning information has been submitted. The final subsidy is transferred through Direct Benefit Transfer after successful verification.

State-Wise PM Surya Ghar Muft Bijli Yojana The PM Surya Ghar Yojana is available across India for eligible residential consumers with grid-connected DISCOM connections.

However, net-metering procedures, DISCOM approvals, vendor availability and additional state incentives can differ. Always check the rules applicable to your state instead of assuming the process is identical everywhere.

Common Mistakes to Avoid While Applying Avoid these common errors: • Applying before checking your eligibility.

• Entering the wrong electricity consumer details.

• Choosing a vendor without checking registration requirements.

• Installing before receiving the required DISCOM approval.

• Assuming subsidy increases beyond 3 kW.

• Providing incorrect bank details.

• Forgetting net-metering or commissioning requirements.

• Comparing only panel prices instead of complete system costs.

Correct documentation and following the portal sequence can prevent unnecessary delays in your PM Surya Ghar application.

PM Surya Ghar Muft Bijli Yojana vs PM-KUSUM These two government solar schemes serve different purposes.

PM Surya Ghar PM-KUSUM Mainly residential rooftop solar Mainly agriculture-focused solar Residential electricity consumers Farmers and agricultural users Rooftop solar systems Solar pumps, pump solarisation and decentralised generation Residential CFA up to ₹78,000 Component-wise financial assistance Focuses on household electricity Focuses strongly on agricultural energy PM-KUSUM supports areas such as standalone solar agricultural pumps, solarisation of existing grid-connected pumps and decentralised renewable power plants. It should not be confused with the residential PM Surya Ghar scheme.

Frequently Asked Questions What is PM Surya Ghar Muft Bijli Yojana? It is a Central Government scheme that supports residential rooftop solar installations through subsidies and financing.

How much subsidy is given under PM Surya Ghar? The PM Surya Ghar subsidy is ₹30,000 for 1 kW, ₹60,000 for 2 kW and ₹78,000 for 3 kW or higher eligible residential systems.

Is PM Surya Ghar subsidy available for 5 kW? Yes. An eligible 5 kW residential installation can receive the subsidy, but the central CFA is capped at ₹78,000.

How can I apply for PM Surya Ghar Muft Bijli Yojana online? Complete the PM Surya Ghar registration through the National Portal, submit your rooftop solar application, receive DISCOM approval and follow the installation and commissioning process.

Who can apply for the solar scheme? Eligible Indian residential consumers who meet the ownership, rooftop, electricity connection and previous-subsidy conditions can apply.

How much does a 3 kW solar system cost? Freyr's current reference price is approximately ₹2.30–₹2.40 lakh before subsidy, or around ₹1.52–₹1.62 lakh after the ₹78,000 central subsidy.

What documents are required for PM Surya Ghar Yojana? You need the required consumer, identity, property and bank information. At the final subsidy stage, bank details and a cancelled cheque are required.

How can I check my PM Surya Ghar application status? Log in to the National Portal with your registered details and view the progress of your rooftop solar application.

How can I check my PM Surya Ghar subsidy status? After commissioning, use the National Portal to track the subsidy process and ensure you submitted your bank and commissioning details correctly.

Can tenants apply for PM Surya Ghar Yojana? The standard eligibility requires the applicant household to own a house with a suitable roof. Tenants should therefore verify their eligibility and connection/ownership arrangement before applying.

Is PM Surya Ghar Yojana available in all states? Yes. It is a national demand-driven scheme available to eligible residential consumers across the country with grid-connected DISCOM connections.

How long does it take to receive the subsidy? Government guidance states that after commissioning and submitting the required bank information, you can receive the solar subsidy within 30 days.

Can I take a loan to install solar panels under PM Surya Ghar? Yes. The scheme supports collateral-free concessional financing. The government reported a 5.75% p.a. concessional rate as of July 2026 for the applicable nationalised-bank loan facility.

Is PM Surya Ghar Yojana the same as PM-KUSUM? No. PM Surya Ghar mainly supports residential rooftop solar, while PM-KUSUM focuses on farmers, solar agricultural pumps, pump solarisation and decentralised renewable generation.

(Disclaimer: The above press release comes to you under an arrangement with PNN and PTI takes no editorial responsibility for the same.). PTI PWR PWR

Topics

Acts Income Tax