<h1>Pradhan Mantri Jan Dhan Yojana Achieves 9 Years: Empowers 50 Crore People, Boosts Rural Banking and Women's Financial Inclusion.</h1> The Pradhan Mantri Jan Dhan Yojana (PMJDY), a major financial inclusion initiative in India, has completed nine years, bringing over 50 crore individuals into the formal banking system. The scheme has significantly increased access to banking services, with 56% of accounts held by women and 67% in rural and semi-urban areas. Total deposits have reached Rs. 2,03,505 crore, and 33.98 crore RuPay cards have been issued. The initiative has facilitated direct benefit transfers and other government schemes, enhancing financial security for marginalized communities. The scheme continues to promote digital transactions and aims to expand micro-insurance and credit access.