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    <title>Pradhan Mantri Jan Dhan Yojana (PMJDY) - National Mission for Financial Inclusion, completes nine years of successful implementation</title>
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    <description>PMJDY establishes nationwide access to basic financial services for unbanked adults through BSBD accounts with relaxed and e KYC, interoperable RuPay debit cards, overdraft facilities, micro insurance and pension linkages, and a credit guarantee mechanism. Technology-online core banking, AePS, RuPay and the Jan Dhan Darshak App-and a fixed point Business Correspondent model reduce costs and enable seamless Direct Benefit Transfers, digital transactions, and expanded deposit mobilisation among women and rural accountholders.</description>
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