July 14, 2025
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NBFC deposit-taking registration enables secured gold loans with pledge-based valuation, flexible repayment and no-cost foreclosure.
Bajaj Finance, a deposit-taking NBFC registered with the Reserve Bank of India and classified as an NBFC Investment and Credit Company, offers secured gold loans using pledged jewellery as collateral. The scheme relies on minimal KYC documentation, industry-grade weight and purity evaluation, secure storage of pledged items, rapid disbursement after branch evaluation, multiple repayment schedules, and a no-cost foreclosure option, with gold returned in original condition upon repayment.