Interest Subvention Scheme reduces effective borrowing costs for short term crop loans and supports prompt payers.
The Government maintains subsidy support for short term crop loans under the Interest Subvention Scheme with additional benefit for prompt payee farmers, rejects a new loan waiver for drought prone areas while noting beneficiaries under the Agricultural Debt Waiver and Debt Relief Scheme, and relies on RBI standing guidelines allowing conversion of outstanding crop and term loan obligations into longer term loans according to calamity intensity.

Current account classification: dividend, profit repatriation and external borrowing interest treated as BoP current account transactions.
Remittance of dividends, repatriated profits by FDI enterprises and interest on External Commercial Borrowings are recorded as current account transactions in the Balance of Payments statistics compiled by the Reserve Bank of India; RBI data for financial years 2009-10 through 2012-13 (April-December) quantify annual outflows from profit and dividend payments by FDI companies and interest on ECBs.

Cheque book issuance: banks must provide larger cheque books on customer demand and maintain adequate branch stocks.
Banks must issue larger-leaf cheque books on customer demand and maintain adequate stocks at branches; the regulator has clarified there is no proposal to impose charges on cash withdrawals made by cheque.

Kisan Credit Card validity: five year term with annual review and streamlined documentation, plus complaint driven remedial action.
Revised Kisan Credit Card norms set a five year validity subject to annual review, requiring one time documentation at initial loan availment and thereafter only an annual declaration of crops raised or proposed; regulatory oversight is complaint driven, with lending institutions expected to take remedial action and criminal complaints pursued where misuse (such as multiple mortgages) is alleged.

Priority sector lending eligibility for loans to microfinance institutions expands bank access when qualifying asset and loan use conditions are met.
Bank credit to microfinance institutions for on lending to individuals and SHG/JLG members may be classified as priority sector where the MFI maintains not less than 85% of assets as qualifying assets (excluding certain liquid balances and securities) and where at least 75% of its loans finance income generating activities; qualifying assets must meet conditions on household income, indebtedness, loan amount, tenure and repayment periodicity, and domestic scheduled commercial banks must meet prescribed priority sector allocation of adjusted net bank credit or off balance sheet equivalents.

Capital investment facilitation: policy, fiscal and external financing measures deployed to attract domestic and foreign capital inflows.
Measures to increase domestic and foreign investment include creating a Cabinet Committee on Investment to fast track large projects; liberalising FDI in selected sectors; strengthening financial and banking sectors; and fiscal initiatives such as Infrastructure Debt Funds, credit enhancement, Rural Infrastructure Development Fund expansion and investment allowances. Monetary and external capital facilitation measures include policy rate adjustments, relaxed all in cost ceilings for certain external commercial borrowings, higher ceilings for foreign currency non resident deposits and deregulation of interest on rupee NRI deposits to encourage capital inflows.

Global economic rebalancing requires industrial-country savings to finance emerging-market long-term investment and inclusive growth.
The speech explains the shift of global economic weight to China and India, stressing demographic drivers and the need for a global rebalancing in which industrial countries save more and emerging markets invest and spend more. It outlines corporate adjustments-product redesign, relocation of decision-making, frugal engineering-and the demand for long-term patient capital for infrastructure. It emphasises inclusive growth, environmental constraints requiring cooperation, and the need to reform multilateral governance to reflect new economic realities.

Bank deposit and credit distribution: growth across population groups with concentration in top centres and higher CD ratios for some bank groups.
Reports spatial and institutional distribution of aggregate deposits and gross bank credit of scheduled commercial banks as of June 29, 2012, based on BSR 7 returns; documents y o y growth in deposits and credit across population groups; highlights concentration in top centres and large offices; sets out bank group shares of deposits and credit and records the C-D ratio for all scheduled commercial banks and selected bank groups.

Government securities auction: re-issue of four dated securities via multiple-price auction with non-competitive electronic bidding.
Sale by multiple-price auction on April 12, 2013 of four re-issued dated government securities (7.83% 2018; 8.20% 2025; 8.97% 2030; 8.83% 2041) with a combined notified nominal amount of Rs. 15,000 crore. Up to 5% of each issue is reserved for eligible individuals and institutions under the Non-Competitive Bidding Facility. Both competitive and non-competitive bids must be submitted electronically on RBI's E-Kuber within prescribed windows; auction results will be announced April 12 and payment/settlement is on April 15, 2013.

Government securities auction: re issue of dated stocks via multiple price auction with non competitive allocation and electronic bids.
Announcement of re issues of four dated Government securities through price based auctions using the multiple price method, permitting both competitive and non competitive bids with a capped allocation for eligible individuals and institutions under the Scheme for Non Competitive Bidding. Bids must be submitted electronically on the Reserve Bank's E Kuber system within prescribed time windows; auction results and payment dates are specified. Securities qualify for the ready forward facility and when issued trading, and underwriting by Primary Dealers follows the Revised Scheme including submission procedures for the Additional Competitive Underwriting portion.