Electoral bond eligibility limits purchasers and confines encashment to authorised bank accounts, with invalid expired bonds unpaid.
Sale and encashment of Electoral Bonds under the Electoral Bond Scheme, 2018 is limited to eligible purchasers who are Indian persons and to Political Parties meeting the prescribed vote-share registration criterion; bonds must be encashed only through an account with the Authorized Bank. The Authorized Bank is designated to issue and encash bonds via specified Authorized Branches during the notified sale window. Bonds deposited after the prescribed validity period will not be paid; eligible parties' valid deposits are credited the same day.

Monetary Policy Committee schedule under Section 45ZI announced; meetings fixed across the 2022-23 policy year.
The Monetary Policy Committee meeting schedule is prescribed under Section 45ZI of the Reserve Bank of India Act, 1934, and sets the specific dates for Committee meetings during the 2022-23 policy year to consider and decide on monetary policy matters.

Cross-border UPI expansion enabling international acceptance of BHIM UPI QR and models for central bank cooperation.
Reserve Bank of India facilitation measures for UPI internationalisation include NPCI International Payments Limited promoting cross border acceptance of BHIM UPI QR and three engagement models: Central Bank to Central Bank cooperation by agreement or MoU; Central Bank facilitated arrangements between networks and foreign central banks or agencies; and network to network arrangements. UPI123Pay launch metrics reporting onboarding, balance checks, successful transaction counts, and transaction value are provided as initial operational data.

Central bank innovation: RBI establishes a wholly owned hub to foster inclusive financial sector prototypes and startup mentorship.
Reserve Bank of India has established the Reserve Bank Innovation Hub (RBIH) as a wholly owned subsidiary in Bengaluru to build an ecosystem for prototypes, patents and proofs of concept, mentor high potential start ups, and promote cross domain collaboration with industry, academia and Government to develop solutions that broaden access to financial services, particularly for low income and underserved populations, under the guidance of an independent Board.

Foreign Direct Investment openness: policy permits full foreign ownership under the automatic route and requires state-level equity reporting.
The Government reports total FDI inflow for 2021 as comprising equity inflow, equity capital of unincorporated bodies, re invested earnings and other capital, with state wise details maintained only for the equity component. The policy framework is investor friendly: most sectors are open to full foreign participation under the automatic route, the FDI policy is periodically reviewed after stakeholder consultations, and recent sectoral reforms have been undertaken; an annexure provides state wise equity inflow figures for January-December 2021.

Emergency Credit Line Guarantee Scheme provides full guarantee for qualifying MSME loans, easing credit access with capped interest.
Emergency Credit Line Guarantee Scheme provides fully guaranteed, collateral free additional credit to eligible MSMEs and other businesses through Member Lending Institutions via pre approved loans without fresh appraisal, with capped interest and no processing, pre payment or guarantee fees, and the scheme's operational period has been administratively extended.

FDI from neighbouring countries flagged for beneficial owner scrutiny, with approvals and sectoral investments disclosed by government.
Since 18 April 2020 the Government received 347 FDI proposals from countries sharing a land border with India or where the beneficial owner is such a citizen, totaling about INR 75,951 crore; 66 proposals were approved, 193 were rejected/closed/withdrawn, and the 66 approved proposals total approximately INR 13,624.88 crore across specified sectors.

Atal Pension Yojana enrollment expands as regulatory administration intensifies outreach and capacity-building to broaden pension coverage.
Atal Pension Yojana permits joining between ages 18 and 40 with pension payable after age 60; administered by a regulatory authority as a statutory social security measure. The administrator has pursued outreach via collaboration with regional banks and local banking committees, periodic implementation reviews with banks, capacity building of bank staff and banking correspondents, and ongoing print and electronic advertising to increase enrolment and awareness.

Interest subsidy and cashback scheme for urban street vendors ensures direct lender disbursal and digital transaction incentives.
PM SVANidhi is a central-sector lending and incentive framework where lending institutions directly disburse loans to eligible urban street vendors, while the Centre does not transfer funds to States. The scheme provides an interest subsidy paid by direct benefit transfer on timely repayment and a monthly cashback incentive to promote digital transactions; beneficiaries bear any interest beyond the subsidy. Eligibility is determined by urban local bodies and town vending committees through certificates, survey identification, or Letters of Recommendation for vendors including peri-urban vendors within ULB limits.

Budget policy encourages youth entrepreneurship and digitisation, and invites industry consultations on cryptocurrency regulation and innovation.
The Budget emphasises fostering youth entrepreneurship and technological skills to promote employment and innovation, links budgetary intent to a technology-driven economy, highlights digital banking and direct benefit transfers as tools for financial inclusion and efficiency, and signals ongoing consultations with the cryptocurrency industry inviting stakeholder participation to inform future regulatory approaches.

Flexible inflation targeting anchors policy while communicating forward guidance to balance inflation control and support growth.
The address traces India's monetary policy evolution to the statutory adoption of Flexible Inflation Targeting, under which headline CPI is the nominal anchor and the repo rate is set by a Monetary Policy Committee with explicit transparency and accountability measures. It emphasises communication as a core policy instrument-using forward guidance, MPC resolutions, minutes and reports-to shape expectations. During the pandemic the Reserve Bank combined targeted liquidity operations, G SAP, VRRR auctions and time bound unconventional measures operating in the secondary market to support growth while preserving collateral standards and anchoring inflation expectations.

Sustainable lending policy required for IFSC lenders, mandating board approved frameworks, asset allocation and mandatory reporting for non compliance.
IFSCA's draft guidance directs IFSC Banking Units and Finance Companies/Finance Units undertaking lending to adopt a Board approved policy on green, social, sustainable and sustainability linked lending aligned with recognised international standards. The policy must cover borrower assessment, use of proceeds identification and documentation, project evaluation and selection, management and monitoring of proceeds, reporting, verification, and de classification criteria. Entities will be required to implement the policy within a prescribed period and allocate a minimum share of loan assets to eligible green/social/sustainable sectors from the designated compliance year; any inability to meet targets must be reported to the Authority with reasons.