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<h1>Creditworthiness Decoded: Financial Reliability Metric Assessing Borrower's Repayment Potential and Default Risk</h1> A legal terminology analysis of the term 'creditworthy' from Black's Law Dictionary and Webster's Dictionary defines it as a financial assessment of a borrower's reliability and potential to repay credit. The term indicates an individual's fiscal health and low probability of default, serving as a key criterion for lenders when evaluating credit extension risks.