<h1>EMV terminal simulation streamlines certification and QA by virtualizing terminals, enabling parallel testing and reproducible EMV flows.</h1> Payhuddle launched Betel, a cloud-based EMV terminal simulator that virtualizes POS, mPOS, ATM and unattended terminal profiles to run contact and contactless EMV transaction flows, configure risk and profile settings, and provide stepwise debugging with readable traces. Targeted at issuers, acquirers, payment schemes, networks and terminal manufacturers, Betel's multi-kernel architecture and parallel scalable test runs are intended to reduce logistical delays in certification and QA and accelerate Level 3 and regression testing while integrating with Payhuddle's existing testing portfolio for a unified pre-certification to go-live path.