<h1>New retail health plans with INR 5L-1Cr cover, Premium Secure, reward discounts, global/home treatment, Section 80D tax benefits</h1> An Indian general insurer launched a retail health product offering three plan variants with sum-insured limits of INR 5 lakh to INR 1 crore, features to maintain the premium unchanged until a claim (Premium Secure), reward accumulation usable for discounts or OPD, global and home-treatment covers, maternity and bariatric surgery coverage, and benefits that can multiply sum insured (Double Cover/Unlimited Restore/Step Up). The product permits reduction of pre-existing and specified disease waiting periods via customization, offers tax benefits under Section 80D, and is positioned by the company as a tech-enabled, family-oriented health plan following a recent change in ownership structure.