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<h1>Collateral-free financing expands MSME access to low interest working capital via corporate bank referral and streamlined documentation.</h1> A commercial partnership establishes a framework for collateral-free financing to expand access to low interest working capital for OEMs and MSMEs through branded corporate platforms, using streamlined applications and minimal documentation. The facility implements tiered credit bands with potential for higher limits based on borrower turnover and a recommendation from the corporate partner, combining competitive pricing with bank underwriting and a referral mechanism to broaden MSME liquidity.