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<h1>Phygital branch combines digital enablement with personalised assistance, expanding bank service delivery and self-service options.</h1> Bank of Baroda inaugurates a Phygital branch in the Kolkata Zone that integrates digital enablement with personalised assistance, featuring self-service kiosks, a video contact centre for non-financial services, and universal service desks; it is the seventh such branch nationally within a zone of 258 branches.