<h1>Insurance Giant Sees Robust 38% Quarterly Net Profit Surge, Recommends Rs 12 Per Share Dividend</h1> A major insurance company reported a 38% increase in quarterly net profit, reaching Rs 19,013 crore compared to Rs 13,763 crore in the previous year. Annual profit grew 18% to Rs 48,151 crore. Total income slightly declined, with first-year premiums moderating but renewal premiums increasing. The company recommended a final dividend of Rs 12 per equity share, pending shareholder approval.