<h1>Smart Gold Loan Strategies: Reduce Rates by Choosing Shorter Tenures, Regular Payments, and Strategic Prepayments</h1> A financial institution offers strategies to reduce gold loan interest rates. The guidance includes choosing shorter loan tenures, making regular interest payments, and utilizing part-prepayments. The lending process involves evaluating gold value based on current market prices and purity. Borrowers can access loans ranging from small amounts to significant sums, with interest rates varying between 9.50% and 24% annually. The application process is designed to be quick and straightforward, typically allowing same-day loan disbursement.