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<h1>Real-world asset tokenization reshapes crypto adoption, while regulatory clarity remains pivotal for institutional-backed tokens' market prospects.</h1> Regulatory clarity and institutional dependence are central legal issues: XRP's prospects depend on institutional partnerships and favorable regulatory treatment, while Rexas Finance's real-world asset tokenization raises legal questions about token distribution, fundraising structures, smart-contract assurances, and cross-jurisdictional asset transferability.