<h1>220 Million Indians Eligible for Credit, Only 72 Million Active; Govt Expands Access with New Initiatives.</h1> A study by Trans Union CIBIL estimates that 220 million Indian consumers are eligible for credit based on age and income, yet only 72 million are currently credit-active. The Indian government has implemented measures to expand credit access, including initiatives like the Pradhan Mantri Jan Dhan Yojana, MUDRA Yojana, and Stand Up India scheme. Public Sector Banks have streamlined loan processes through digital platforms and reforms to improve loan sanctioning efficiency. These efforts have enhanced India's ranking in the World Bank's Ease of Doing Business Index and increased domestic credit growth to 13.8% as of March 2019.