https://www.taxtmi.com/news?id=21786 The note emphasises that credit eligibility should be determined by repayment capacity and creditworthiness-assessed via income and expenditure flows, assets and liabilities, payment history and risk profile-rather than by age and income thresholds alone; it further summarises government-led measures and public sector bank reforms (digital platforms, targeted lending schemes, Loan Management Systems, streamlined sanctioning and co-origination) intended to expand access to credit while preserving banks' Board-approved commercial lending judgments. en-us Wed, 24 Jul 2019 09:45:33 +0530 Wed, 24 Jul 2019 09:45:33 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=21786 The note emphasises that credit eligibility should be determined by repayment capacity and creditworthiness-assessed via income and expenditure flows, assets and liabilities, payment history and risk profile-rather than by age and income thresholds alone; it further summarises government-led measures and public sector bank reforms (digital platforms, targeted lending schemes, Loan Management Systems, streamlined sanctioning and co-origination) intended to expand access to credit while preserving banks' Board-approved commercial lending judgments. News - Wed, 24 Jul 2019 09:45:33 +0530 https://www.taxtmi.com/news?id=21786