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of <h1>India: No Need for New Bank Accounts to Access PMJDY Benefits, Existing Accounts Eligible for RuPay Card and Credit.</h1> The Government of India announced that individuals do not need to open a new bank account to access benefits under the Pradhan Mantri Jan Dhan Yojana (PMJDY). Existing account holders can apply for a RuPay Debit Card to receive insurance benefits. A micro credit limit of Rs. 5000 can be extended to existing accounts based on satisfactory conduct. For those without valid documents or Aadhaar, small accounts can be opened with signed photographs, subject to certain limitations. As of now, 4.18 crore accounts have been opened under PMJDY. An advertisement has been issued to address form availability issues.
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