https://www.taxtmi.com/news?id=13413 Existing bank account holders need not open new accounts to obtain PMJDY benefits; they can apply to their branch to receive a RuPay Card for insurance access and may seek extension of microcredit limits subject to satisfactory conduct. Where customers lack valid ID or Aadhaar, banks may open restricted Small Accounts on two signed photographs under RBI guidelines, with specified balance, credit and withdrawal caps and continuation contingent on applying for valid identification within the prescribed period. en-us Mon, 22 Sep 2014 18:40:35 +0530 Mon, 22 Sep 2014 18:40:35 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=13413 Existing bank account holders need not open new accounts to obtain PMJDY benefits; they can apply to their branch to receive a RuPay Card for insurance access and may seek extension of microcredit limits subject to satisfactory conduct. Where customers lack valid ID or Aadhaar, banks may open restricted Small Accounts on two signed photographs under RBI guidelines, with specified balance, credit and withdrawal caps and continuation contingent on applying for valid identification within the prescribed period. News - Mon, 22 Sep 2014 18:40:35 +0530 https://www.taxtmi.com/news?id=13413