Withdrawal benefit rules for early exit from service, including scheme certificate option and deferred eligibility conditions.

Employees leaving service before completing the eligible service for pension are entitled to a withdrawal benefit or, if they have not attained superannuation, may opt for a scheme certificate. The withdrawal benefit is calculated using the weighted average of wages at the end of each wage ceiling period. Existing members receive an additional return of contributions for past service under the Employees' Family Pension Scheme, 1971, and the benefit becomes available only after thirty-six months from the date the last contribution became due or on attaining superannuation, whichever is earlier.

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