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<h1>Non-residents generally prohibited from transferring Indian property under FEMA Regulation 10 with specific exceptions allowed</h1> Under FEMA Regulation 10, persons resident outside India are generally prohibited from transferring immovable property in India. However, several exceptions exist: the Reserve Bank may permit transfers with conditions for sufficient reasons; authorized dealer banks may allow Indian residents to create charges on their property for external commercial borrowings; authorized dealers may create mortgages on NRI/OCI-owned properties to secure overseas company loans for core business purposes; and non-resident property owners who legally acquired property may transfer it to Indian residents through banking channels, subject to eligibility requirements.