Borrowing in foreign exchange: amended limits and maturity conditions for NGOs and MFIs, subject to compliance and no investigations. Amendments to the FEMA borrowing regulations permit non government organisations and micro finance institutions to borrow in foreign exchange under Reserve Bank specified terms if they have not violated the regulations and face no pending investigations; they impose an annual ceiling on such borrowings, set minimum average maturities for different borrowing categories, and allow call/put options for smaller borrowings only where the minimum average maturity requirement is complied with before exercise.