Cash receipt restriction exemption for banking correspondents and payment instrument issuers limits applicability of the cash-prohibition. Exemption from the cash-receipt prohibition under section 269ST is specified for receipts by business correspondents acting for banks or cooperative banks under RBI guidelines; receipts by white label ATM operators from retail outlets acting for banks under RBI authorisation; receipts from agents to prepaid payment instrument issuers under RBI authorisation; receipts by credit card issuers against credit card bills; and receipts excluded from total income under clause (17A) of section 10.