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<h1>Companies (Acceptance of Deposits) Rules, 2014: Key Guidelines for Deposit Terms, Interest Rates, and Penalties in India</h1> The Companies (Acceptance of Deposits) Rules, 2014, effective from April 1, 2014, govern the acceptance of deposits by companies in India, excluding banking, non-banking financial, housing finance companies, and certain government-specified entities. The rules define what constitutes a deposit and outline exceptions, such as amounts received from government bodies, foreign entities, or as loans from banks. Companies must adhere to specified conditions regarding deposit terms, interest rates, and insurance. The rules also mandate the appointment of trustees for secured deposits, maintenance of deposit records, and compliance with prescribed limits on deposit amounts. Non-compliance results in penalties.