<h1>Quarterly financial results of a leading NBFC show record PAT, growth, AI adoption and improved asset quality</h1> A leading non-banking financial company reported its highest ever core profit after tax of Rs. 760 crore (Rs. 739 crore after a one-time labour code impact) for Q3FY26, driven by a 49% YoY rise in quarterly retail disbursements to Rs. 22,701 crore and a 21% YoY expansion in the retail portfolio to Rs. 1,11,990 crore; consolidated loan book grew 20% YoY to Rs. 1,14,285 crore. Net interest margins plus fees improved sequentially and rural collection efficiencies reached 99.7%, while extensive digital and AI initiatives and upgraded credit ratings underpin the companys retail expansion and risk-management emphasis.