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    Collaboration, Inclusion and Entrepreneurship: How SIDBI MSME Samvaad Is Shaping the Future of India’s MSME Ecosystem
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    August 5, 2026
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    Industry collaboration strengthens MSME competitiveness through shared resources, market linkages, capability building and inclusive support for women entrepreneurs.
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    August 5, 2026
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    Monetary policy rate maintenance continues under a neutral stance amid energy disruption, inflation concerns and sustained currency depreciation.
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    August 5, 2026
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    Monetary policy rate pause maintains a neutral stance amid energy disruption, inflation concerns and sustained rupee depreciation pressures.
    Monetary policy rates were retained without change for a third consecutive review, with a neutral stance maintained amid uncertainty over energy prices and supply disruptions associated with the West Asia crisis. The policy assessment noted retail inflation above the medium-term target, alongside an upward revision to growth expectations and a downward revision to the inflation projection. Continued rupee depreciation was linked to higher oil prices, capital outflows, widening trade deficits and a stronger US dollar.
    August 5, 2026
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    Monetary policy expectations shape equity sentiment as softer crude prices and foreign investment support domestic financial assets.
    Equity market sentiment improved in early trading as lower crude oil prices and foreign fund inflows supported benchmark indices, while investors awaited the monetary policy decision. Softer crude prices, rupee recovery, improving global risk sentiment, resilient economic growth, corporate earnings and sustained foreign portfolio investment supported domestic financial assets, despite continuing global and geopolitical uncertainties.
    August 5, 2026
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    Foreign exchange market movement strengthens as lower crude prices and monetary policy signals influence the rupee's direction.
    Foreign exchange market movement saw the rupee appreciate against the US dollar in early trading, supported by lower crude oil prices, a softer dollar index, domestic equity gains and net foreign institutional investment. Market attention centred on the Reserve Bank of India's monetary policy decision, with expectations of an unchanged benchmark repo rate. Policy communication on inflation and developments in Hormuz-related talks were identified as factors that could influence the rupee's direction.
    August 4, 2026
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    Dearness allowance arrears must be cleared promptly, while the government examines legal remedies and continues its structured liquidation plan.
    Pending dearness allowance arrears of government employees and pensioners are to be cleared within a fortnight, with restraint on unproductive expenditure until admissible dues are paid. The government states that it will pay constitutionally and legally valid dues while examining the judgment, precedents and possible legal remedies. It attributes the arrears to delayed pay commission implementation and frozen dearness allowance, and states that a structured liquidation plan has been prepared and partly implemented.
    August 4, 2026
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    Money-laundering investigation examines alleged fraudulent industrial plot allotments, benami holdings and diversion of plots to residential use.
    A money-laundering investigation under the Prevention of Money Laundering Act examines alleged irregularities in industrial-plot allotments involving corporation officials, private persons, property dealers and alleged benamidars. The inquiry concerns alleged use of fictitious firms and false addresses to obtain plots, allotments to relatives and associates, and alleged diversion or change of land use from industrial to residential purposes. These activities are alleged to have generated private gains while causing loss to the public exchequer.
    August 4, 2026
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    Rupee exchange-rate movement gains support from capital inflows, while oil prices, dollar strength and monetary policy shape sentiment.
    Rupee exchange-rate movement was supported by foreign capital inflows and improved global risk sentiment, while elevated crude-oil prices and a stronger US dollar constrained gains. Market attention shifted to monetary policy, overseas dollar-deposit incentives and easier foreign access to government bonds, which were reported to support capital inflows and India's external position. A cautious approach to the benchmark repo rate was expected amid assessment of the West Asia conflict.
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    Interim bilateral trade agreement negotiations continue as both sides work to finalise unresolved issues in the proposed arrangement.
    Interim bilateral trade agreement negotiations between India and the United States are continuing. Both sides have undertaken substantial work, while certain issues remain to be finalised before completion of the proposed interim trade arrangement. A United States Trade Representative delegation visited India to advance discussions. The text records the status of negotiations and identifies no concluded agreement or operative customs measure.
    August 4, 2026
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    Fuel-price volatility mitigation will combine fiscal measures, consumer protection, energy security and fiscal sustainability during external energy shocks.
    Fuel-price volatility is to be mitigated through fiscal and administrative measures that protect consumers while maintaining fiscal sustainability. The approach includes monitoring revenue and expenditure, reprioritising spending, and using fiscal measures when economic conditions require. Reduced central excise duty on petrol and diesel moderated the impact of elevated international crude prices and partly offset under-recoveries of public-sector oil marketing companies. Longer-term measures include revenue mobilisation, import diversification, Strategic Petroleum Reserves, cleaner fuels and energy efficiency.
    August 4, 2026
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    Tax policy certainty reforms propose easier fund management, data-centre access, electronics incentives and revised electronic-payment charging rules.
    The proposed Bill seeks to simplify conditions for foreign investment funds using fund managers in India without being treated as carrying on business in India, while retaining safeguards against misuse and round-tripping. It proposes removal of approval requirements for foreign cloud companies using Indian data centres and permits leased operation of Indian data centres. It also extends tax support for foreign companies participating in electronics contract manufacturing and component warehousing, preserves tax-free dividends for REIT and InvIT investors in specified circumstances, and removes the prohibition on Merchant Discount Rate charges for notified electronic payment modes.
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    The rupee weakened against the US dollar amid elevated crude oil prices, weaker domestic equities and a stronger dollar index, while foreign fund inflows moderated the decline. Attention shifted to the central bank's monetary policy meeting, with continuation of the existing benchmark policy rate anticipated. Earlier measures encouraging overseas dollar deposits and facilitating foreign participation in government bonds were reported to support capital inflows and India's external position.
    August 4, 2026
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    MSME credit expansion combines SIDBI lending initiatives with guaranteed additional working-capital facilities for eligible borrowers.
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    Furniture and interiors sourcing platform connects Indian manufacturers with domestic and international trade buyers through direct procurement opportunities.
    imm india 2026 is presented as a business-to-business sourcing platform linking Indian furniture, home de cor, rug, carpet, mattress and handicraft manufacturers with domestic and international trade buyers. It is intended to provide direct manufacturer access, design-led sourcing and project-scale procurement opportunities for architects, designers, retailers, hospitality professionals and real estate developers. The programme includes a hosted buyer initiative, industry conferences, knowledge sessions and awards addressing innovation, sustainability, craftsmanship and design.
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    Financial literacy Olympiad builds students' practical understanding of mutual funds, financial planning, market concepts and responsible investment participation.
    Financial literacy and investment awareness are promoted through a nationwide, multi-level educational competition for undergraduate and postgraduate students. Participants are assessed on mutual funds, investment fundamentals, financial planning, market concepts and long-term wealth creation, with exposure to market-linked products including ETFs, portfolio management services, alternative investment funds and specialised investment funds. The initiative combines academic institutions and financial-sector participants to improve practical investment knowledge, informed decision-making and responsible participation in investment markets.
    August 4, 2026
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    WTO dispute settlement challenges test India's safeguards, agricultural support, technology tariffs and production-linked incentives across pending proceedings.
    Nine pending WTO disputes against India concern safeguard measures, sugar support and export schemes, information and communications technology tariffs, and technology-sector incentives. India contests the claims as consistent with its WTO rights and obligations. Appeals concerning iron and steel safeguards, sugar measures, and certain information and communications technology tariff reports remain pending, including because the WTO Appellate Body is non-functional. Other proceedings concern Chinese challenges to production-linked incentives, tariffs, and solar, automotive, renewable-energy and information-technology measures; one panel proceeding is ongoing and another panel has not been constituted.
    August 4, 2026
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    Digital business law and entrepreneurship education combine management, compliance and innovation training for technology-driven enterprise careers and ventures.
    The MBA programme integrates management education, entrepreneurial capability, digital business law, and legal and policy awareness for technology-driven enterprise. It addresses compliance, digital platforms, data-driven decision-making, artificial intelligence, digital transactions, intellectual property, cross-border commerce and evolving regulatory frameworks. The programme is designed for prospective founders, start-up professionals, transforming family businesses and careers in consulting, strategy, business development, policy-oriented enterprises and digital commerce, with industry-relevant entrepreneurship education and digital-first learning.

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      Touching Towns Focuses on Hygiene to Fix an Overlooked Gap in India’s Highway Travel Experience

      December 29, 2025

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      A CA-turned-entrepreneur is tackling India's most overlooked gap, highway hygiene, with a model that educates rather than penalizes, aiming to transform the roadside hospitality sector India's highway infrastructure has undergone a remarkable transformation over the past decade. Billion-dollar expressways now connect metros to tier-2 cities, cutting through mountains and valleys with engineering precision that rivals global standards. The Delhi-Chandigarh highway, the Mumbai-Pune Expressway, and the newly expanded Golden Quadrilateral stand as testaments to India's infrastructure ambitions.

      Yet, ask any frequent highway traveler about their journey, and a common concern emerges: finding a clean, safe place to stop remains a challenge. Despite the world-class roads, the pit stops, restaurants, hotels, and rest areas, haven't kept pace with the infrastructure boom.

      Enter Touching Towns, a hygiene-focused startup that's attempting to bridge this critical gap. Founded by Chartered Accountant Anshuman Chaudhary, the venture is working to establish cleanliness benchmarks across highway establishments, starting with the Delhi-Chandigarh corridor.

      The Problem: India's Highway Hospitality Gap India has invested heavily in highways, recognising their importance for trade, tourism, and regional development. Expressways and national highways now form the backbone of long-distance travel, connecting industrial hubs, ports, tourist destinations, and urban centres.

      However, the ecosystem that supports highway travel has not evolved at the same pace. For families on road trips, business travellers on tight schedules, or truck drivers covering thousands of kilometres, finding a clean, safe, and reliable place to stop is often a challenge.

      Poorly maintained washrooms, inconsistent food safety practices, and limited accountability continue to define much of the roadside hospitality sector. While there are exceptions, hygiene standards vary significantly from one establishment to another, often depending on individual awareness rather than any structured system.

      “The journey doesn’t end with good roads,” said Anshuman. “For travellers, the experience includes where they stop, eat, rest, and refresh. That part has been largely ignored.” The issue has gained greater attention in recent years, particularly after the COVID-19 pandemic. Hygiene and cleanliness, once considered secondary concerns, have become non-negotiable expectations for many travellers. Families, women travellers, and elderly passengers increasingly plan their stops based on perceived safety and sanitation.

      An Unconventional Entrepreneurial Shift Anshuman’s decision to leave a stable professional career to work on highway hygiene may appear unconventional. Trained as a Chartered Accountant, his early career involved structured corporate work far removed from roadside eateries and rest areas.

      But frequent highway travel exposed him to a recurring problem. Despite modern roads, basic amenities often fell short. Conversations with fellow travellers and roadside business owners revealed a deeper issue: a lack of awareness, training, and standardised practices rather than deliberate neglect.

      According to Anshuman most owners are open to adopting better practices. However, many are not fully aware of what good hygiene standards look like or how they can be maintained in a sustainable way.

      That insight shaped the foundation of Touching Towns, a venture designed to work with highway establishments rather than against them.

      Education Over Enforcement Unlike inspection-driven models that rely on penalties and compliance checks, Touching Towns adopts a collaborative approach. The startup focuses on educating owners and staff, building capacity, and creating systems that encourage continuous improvement.

      Many highway restaurants, dhabas, and small hotels are family-run operations, often located in semi-urban or rural areas. Access to professional training, standard operating procedures, and structured feedback is limited.

      Touching Towns begins by conducting on-site assessments to understand existing practices. These assessments cover kitchen hygiene, food handling, washroom maintenance, waste management, and overall cleanliness.

      Based on the findings, the startup provides customised training programmes for staff, designed to be practical and easy to implement within existing constraints. The focus is on habits and processes rather than expensive upgrades.

      “We are not here to penalise or shut anyone down,” Anshuman said. “The goal is to create awareness and pride in maintaining clean spaces.” Regular monitoring and feedback mechanisms form a key part of the model. Establishments that consistently meet hygiene benchmarks are recognised, helping travellers identify reliable stopovers and encouraging businesses to maintain standards.

      A Large, Fragmented Ecosystem India’s highway hospitality sector is vast and highly fragmented. Thousands of roadside eateries, rest areas, and small hotels serve millions of travellers daily. Despite the scale, organised efforts to standardise hygiene and service quality remain limited.

      While food safety and sanitation regulations exist, their implementation varies widely. In many cases, enforcement focuses on urban centres, leaving highway establishments outside the scope of regular oversight.

      Industry experts note that this creates a structural gap. Individual businesses often lack the incentive, knowledge, or resources to upgrade standards independently. A neutral, third-party framework that aligns business benefits with hygiene outcomes could help address this imbalance.

      Commercial drivers represent a particularly important stakeholder group. Transporting a significant share of the country’s freight, truck drivers spend long periods on highways and depend heavily on roadside facilities. Clean washrooms, safe food, and basic rest amenities directly impact their health and productivity.

      At the same time, rising vehicle ownership and the growing popularity of road travel among middle-class families are increasing demand for better highway experiences.

      Starting with a Key Corridor Touching Towns has begun its work along the Delhi–Chandigarh highway, one of North India’s busiest and most diverse travel corridors. The stretch serves commuters, tourists, business travellers, and long-haul drivers, offering a broad cross-section of user needs.

      The startup is currently focused on onboarding partner establishments, conducting baseline assessments, and implementing training programmes. The aim is to create a visible network of hygienic and reliable stopovers that travellers can identify with confidence.

      Feedback from travellers is integrated into the system, helping establishments address issues quickly and reinforcing accountability.

      “Trust is built over time,” Anshuman said. “Once travellers know where they can stop without hesitation, behaviour begins to change.” Scaling Without Building Infrastructure A key strength of the Touching Towns model is its scalability. Rather than constructing new facilities, the startup works to improve existing ones. This reduces capital intensity while allowing faster expansion across multiple regions.

      The long-term vision involves extending operations to other major highway corridors, including key national and state highways. By standardising training modules and monitoring systems, the company aims to maintain consistency while adapting to local conditions.

      Partnerships across the travel ecosystem are also being explored, including potential collaborations with mobility platforms, travel services, and logistics players seeking to enhance user experience.

      Aligning Hygiene with Business Outcomes While Touching Towns positions itself as a mission-driven initiative, the business case is clear. Cleanliness and hygiene directly influence customer choice, repeat visits, and reputation.

      Establishments that maintain higher standards benefit from increased visibility and trust. For highway businesses operating in competitive clusters, even small improvements in perception can translate into higher footfall.

      Hygiene is not just a health issue,” Anshuman said. “It has a direct impact on the overall quality of a business.

      The startup is exploring multiple revenue avenues, including training services, partnership models, and customer engagement platforms, ensuring that commercial sustainability aligns with service improvement.

      Challenges on the Road Ahead Scaling a hygiene-focused initiative across India’s vast geography is not without challenges. Changing long-standing practices requires sustained engagement. Smaller establishments often operate on thin margins, making even modest investments difficult without clear short-term returns.

      Maintaining consistent standards across regions with varying infrastructure, water availability, and waste management systems adds complexity. The need for trained personnel and robust monitoring systems will grow as the network expands.

      Competition could also emerge as awareness around highway hygiene increases. Larger hospitality chains or technology platforms may enter the space with greater resources.

      Nevertheless, observers believe that rising consumer expectations and post-pandemic awareness create a favourable environment for such models.

      Redefining the Highway Experience Touching Towns reflects a broader shift in how infrastructure development is being understood in India. As physical connectivity improves, attention is gradually turning toward the quality of services that support daily travel.

      For Anshuman, the move from spreadsheets to roadside establishments represents a logical extension of problem-solving. “Infrastructure is not just about what we build,” he said. “It’s about how people experience it.” As India continues to invest in roads and mobility, initiatives that focus on dignity, hygiene, and safety could play a critical role in shaping the next phase of highway travel.

      World-class roads, many argue, deserve equally dependable rest stops. Whether Touching Towns can scale its model nationally remains to be seen, but the problem it seeks to solve is one that millions of Indian travellers recognise all too well.

      (Disclaimer: The above press release comes to you under an arrangement with NRDPL and PTI takes no editorial responsibility for the same.). PTI PWR

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