<h1>Gold-backed stablecoin disclosure, CBDC innovation leadership shift and AI crypto presale hype amid strong investment risk warnings</h1> A stablecoin issuer has disclosed holding 116 tons of gold backing its gold-linked token, positioned as a hedge against inflation and volatility and signaling growing institutional interest in tokenized commodities. Concurrently, an international financial institution has appointed a new head of its innovation hub, indicating an accelerated push toward blockchain-based payment and central bank digital currency infrastructure. Against this backdrop, a press release promotes an AI-focused crypto project in presale, highlighting staking, audited contracts, and speculative 100x return claims, while contrasting it with other tokens. The text includes a broad risk disclaimer emphasizing that the content is marketing commentary, not investment advice.