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        Cases where this provision is explicitly mentioned in the judgment/order text; may not be exhaustive. To view the complete list of cases mentioning this section, Click here.

        Provisions expressly mentioned in the judgment/order text.

        <h1>Gold loans: pledged jewellery valued by purity, weight and rate, with up to 75% LTV and minimal documentation.</h1> Gold loans use pledged gold as primary security, with lenders valuing loans by assessing purity, net metal weight, and per gram market rate, then applying a Loan to Value threshold - permitted up to seventy five percent - to determine the maximum advance. Minimal identity and address documentation is typically required, income and credit checks are de emphasised, and borrowers may choose among repayment structures; custody, secure storage, and transparent disclosure of valuation, rates and repayment terms are central operational features.

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