<h1>Major banks partner to build tokenised deposit infrastructure for 24/7 cross-border settlement while AI crypto presale surges amid warnings</h1> Two major banks announced a joint initiative to develop tokenised deposit infrastructure enabling on-chain, cross-institution transfers and 24/7 cross-border settlement, reflecting broader banking pilots of tokenised deposits. Separately, an AI-focused crypto presale has raised over $520,000 and reported a 50% token price increase; the project touts multiple AI agents, third-party audits, a published whitepaper and substantial marketing spend. The reporting highlights speculative return projections and market-risk warnings; investors face typical token risks (volatility, liquidity, potential regulatory and smart-contract vulnerabilities) despite audit claims and promotional statements.