<h1>Demonetisation anniversary: opposition calls the currency withdrawal a failed policy that harmed livelihoods and trade.</h1> Opposition commentary criticises the Union government's demonetisation policy as an economic disruption that failed to achieve its stated aims, alleging devastation of livelihoods, crippling of trade and MSMEs, severe harm to the unorganised sector, and no reduction in black money or counterfeit currency; the critiques frame the measure as a governance and accountability issue contrasting executive assurances with later assessments of impact.