<h1>Retirement fund board approves major partial withdrawal reforms: up to 100% eligible cash, simplified categories, relaxed service rules</h1> The retirement fund's board approved sweeping reforms to partial withdrawals, allowing members up to 100% withdrawal of eligible provident balances, consolidating 13 provisions into three categories (essential needs, housing, special circumstances), reducing the minimum service requirement to 12 months, increasing frequency limits for education and marriage withdrawals, and requiring a 25% minimum balance in members' accounts; rules now permit application under 'special circumstances' without stated reasons and enable automated, documentation-free partial settlements. The board also extended timeframes for premature final and pension withdrawals, launched a temporary dispute-resolution 'Vishwas' scheme with capped penal damages and abatement on compliance, authorized a postal-bank DLC MoU, approved digital modernization, and selected debt fund managers.