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<h1>Credit Line on UPI enables banks and fintechs to deliver universally accessible credit via integrated UPI infrastructure.</h1> The Credit Line on UPI platform integrates 86400's UPI infrastructure with Vegapay's Credit Line Management System to enable banks, NBFCs and fintechs to offer lines of credit usable at any UPI-accepting merchant; it is cloud-native and API-first, reduces integration timelines, and embeds automated compliance checks, tokenization, encryption and multi-layer fraud detection to maintain regulatory alignment.
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