<h1>Credit rating agency reaffirms housing finance company's long-term ratings; outlook upgraded from Stable to Positive, signaling possible upgrade</h1> A credit rating agency has reaffirmed the long-term ratings of a housing finance company and revised the outlook from Stable to Positive for its long-term bank facilities (INR 9,662 crore) and non-convertible debentures (INR 1,339.11 crore). The agency cited consistent financial performance, prudent risk management and healthy asset quality as supporting factors. The Positive outlook signals potential for an upgrade, underpinned by steady growth, expanding customer base and operational discipline. Management affirmed continued focus on financial prudence, governance and serving underserved, low-to-middle-income segments.