<h1>Using an XIRR calculator to annualise returns from multiple dated cash flows: analytical aid, not a predictive tool</h1> A press-release style news item explains use of an XIRR calculator to annualise returns for investments with multiple dated cash flows (SIPs, lump sums, withdrawals), emphasising it is an analytical aid, not a predictive tool. It notes inputs needed, limitations (input accuracy, market volatility, costs, exit loads), and that XIRR reflects historical performance only; past performance may not continue. The piece advises using XIRR alongside compound-interest comparisons and professional financial advice, and includes a standard market-risk and third-party distribution disclaimer allocating editorial non-responsibility to the distributor.