<h1>NBFC partners with major digital payments app to offer personal loans, raising digital lending, data privacy and compliance issues</h1> An Indian non-banking financial company has entered into a distribution partnership with a major digital payments platform to offer personal loans to eligible users through the platform's app, aiming to expand digital credit distribution and customer acquisition. The arrangement complements the NBFC's recent fintech tie-ups and follows reported growth in its personal loan book and disbursements. Key legal considerations include compliance with digital-lending and consumer protection laws, data-sharing and privacy obligations, fair credit and disclosure requirements, marketing and anti-fraud controls, and regulatory oversight of third-party distribution arrangements.